Year, Make, Model, and Trim: [2017 BMW 330i xdrive Wagon with 3,715 miles]
Options: [Navigation, Dakota Leather, Harman Kardon Sound System, Heated seats, LED Headlights]
MSRP: [$52,105]
Selling Price: [$38,987] (25% off MSRP before rebate)
Rebates: [$3000 BMW Lease Credit] (didn’t qualify for anything else)
Additional Fees: [$925 Accq Fee, $215 Doc]
Total Cap Cost: [$36,692]
Residual: [$34,106 after mileage adjustment]
Months: [24]
Annual Mileage: [10,000]
MF: [0.00152] (negotiated down from 0.00192)
Residual: [67% minus $803.75 for mileage adjustment] (3,715 miles on loaner)
Security Deposit: [$0]
Total Due At Signing: [$700, includes first month payment]
Monthly Payment (excl. tax): [$216]
Monthly Payment (incl tax): [$265] (8% + $703 registration/PPT rolled into the monthly)
Leasehackr Score: [18.9 years]
BMW CCA Rebate: [$250]
Spent a long time hunting for that elusive sub $200 deal, was determined to try and be leasehackr king. 
But always have wanted an Alpine White wagon, saw the listing pop up on autotrader for the asking price which was absurdly low for a sub 4,000 mile loaner that was pretty loaded. Called them up, asked if the advertised price included the BMW Lease rebate, saleswoman thought it did but said would call back. Figured okay nice deal, but not what I’m looking for. Few minutes later called back saying it in fact did not. Had them draw me up a lease quote real fast, came back good except for a marked up MF. Asked for the standard MF and $500 off the sale price. Came back saying no dice on the extra discount but would give me standard MF. Good enough for me!
It seems for 2018 now BMW is collecting the MO personal property tax up front instead of billed at the end of the year like they did on my Mini, so the registration fee seems pretty high compared to most. I was fighting it because I didn’t quite understand what they were doing now. So my overall monthly payment is $265.25.
For those who don’t know. MO tax is roughly 8% on the monthly payment, but at the end of the year whatever car you owned (or leasing) at the beginning of the year is taxed 8% on 1/4 of the trade in value, so in the case of the BMW, it calculates out to roughly $700 that would be billed at the end of the year. It seems that BMWFS has now decided that for MO it’s rolled into the monthly payment instead of billed out at once, so the effective tax rate on the monthly for MO is now like 23%. All has to get paid at some point, so just makes it part of the total lease cost of leasing in MO. I left out that part in the numbers above to make it easier to compare for others.
Car was located in Baton Rouge with Brian Harris BMW. Great team there, they picked me up from New Orleans airport almost an hour away. Was a quick 10 hour drive home. They were pleasant to chat with on the phone, gave me no B.S. numbers, very reasonable doc fees. Had the deal completed in less than two 5 minute phone calls, and all the paperwork signed and on my way within 45 minutes. All this grinding for a month with a dozen dealers on a bunch of cars, to have everything wrapped up in 30 minutes from finding the car on autotrader to sending the deposit.
