Where do you invest your money?

If you only knew the kind of fleet discounts given on 7 series…heh…there’s a reason they have to practically give them away to individuals as well. But yeah: it was a joke on a joke that an off lease 7 series isn’t worth crap.

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Oh the black book is abysmal, no question.

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I know this isn’t smart, and every financial expert will shake is head, but my entire savings and retirement is in Ford Stock. Except for one share in Sprint Robinhood gave me for signing up. The stock has never really done much, but the Ford dividend has been really good to me. I make around $700 a month in Dividend payouts ($2100 qtr.). Let’s hope that sticks around, and that damn bronco better be a success.

You do you, but you know the CEO sold furniture for 30 years and coached Basketball? The division he ran at Ford before he became CEO hasn’t seen anything move to production (CoPilot 360 is a combination of OTS tech that is newer version of what Ford has used since Mulally was CEO). I made good coin buying Ford before $3 during the crisis and selling around $12, but I wouldn’t park 100% in anything, let alone $F.

In my after-tax accounts, I have 20% in equities, and 80% in cash equivalents (CDs 2.25-3.4%, MM 2.25%, a small amount actual cash). That ratio changed in December when I sold stocks that I felt had peaked. :man_shrugging:t2:

Here are some hacks for Five Guys:

Cheese is extra ($0.70 for one slice at the location near our house). Mayo is free and you’ll barely notice the difference.

In Ohio there is no sales tax on carry-out food, so place the order to go but eat it in the restaurant. Also, $2.89 is highway robbery for a fountain drink. Skip that entirely.

I recently needed a tablespoon of mustard for a recipe, and I hate mustard plain (but I will use it in certain dishes).

Five Guys will give you a small plastic container with a lid, filled with mustard, if you ask (pro tip: there are no mustard packets near the ketchup/ straws/ napkins).

If you have an American Express card, there are often offers for retail stores that sell gift cards that you can use elsewhere.

This week I bought $100 worth of Five Guys gift cards at Lowe’s and paid with my Amex Green, which will get me a 10% back in the form of a statement credit.

So that’s $100 worth of untaxed mayo-ey cheeseless carry-out burgers with complimentary mustard and no outrageously-priced fountain soda for only $90.

Does that help?

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But is it cheaper than Wendy’s?

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Burger King has 3 whoppers/3 cheeseburgers/3 fries all for low price of $13.99. If you’re single, you can make it last the entire week. Can’t beat that.

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::jots notes::

It helps diagnosing you, sure. The rest is a lot of aggravation for a mediocre cheeseburger with one’s 2nd choice condiment on it, bought with gift cards at lowes that got you 10% back on your amex.

I guess it’s a tip for someone, but your niche is still finding its niche (and answering online surveys for $$$ while it explores).

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Cheese is not a condiment.

Jesus.

High yield bonds. 100% high yield bonds.

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Every time you buy a Big Mac, you set one ingredient aside. At the end of the week, you have a free Big Mac. And you love it even more because you made it with your own hands.

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image

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i know someone that hid money in the trash can of their bedroom. So no liquid, or anything messy you’d find in a kitchen can, so it was “safe” Put the money in the trash can, and placed bag as usual.

One day forgot there was money hiding, instead of taking out the bag to toss away, they took the canister and dumped it in the larger dumpster outside.

It was just short of 10,000

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Just emptied my life savings to buy N95 masks.

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Simple IRA from old 401k
Roth IRA
ToS account for stocks and options
High yield savings for emergencies

Casinos!!!

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Actually if you listen to the doomsday prepper, you should also invest in gas masks, canned foods, water, clorox, bullets, the usual.

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Just as an FYI – The Federal Reserve decided to cut interest rates today so it may be a good idea to start locking in interest rates and CDs.

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Cheap Booze, loose women, and wild times accounts for half of my investments.

The other half is then spent frivolously

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Since the Tesla thread got shut down because we can’t play nice…is anyone tempted to buy in since it’s back in the $500’s?