SIGNED: 2023 F150 Lightning Lariat ER $50k, $242/mo 24 months BEFORE taxes NY, Balloon Loan

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MSRP - $79,785
Selling Price - $69965
Rebates - $13250
POS Tax credit - $7500

Selling price - $49215

Balloon Loan with AFG,

Residual - $50,250
APR - 5.24%
Total Interest - $5,200

24m, 7500 miles.

NY Taxes - $5597!! Rare time I wish I lived in NJ.

Rebate Breakdown

  • $7,500 Rebate Cash from Ford
  • $2,750 AZXD Plan Rebate Cash for using X-Plan
  • $2,000 Private Offer sent to me via email from Ford
  • $1,000 Rebate Cash for my local zip code (YMMV on this). Ask dealer to check on Smart Vincent.

Signed Link

30 Likes

@Kellstar moving to take my spot :rage:

/jk bro congrats on the epic deal, may a MSRP BRaptor swap be in your future!

4 Likes

BRAPTOR is the Goal. I guess I would settle for a F150 Raptor swap too.

4 Likes

Congrats… I live in nj and would be interested in something similar… is this able to be replicated??

Traditional balloon loan or walk away option?

Walk away option.

12 Likes

Leasehackrs right now:

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18 Likes

So basically $475 a month (w/tax) to essentially lease a Ford that has very little utility as either a truck or car with 625 miles per month allowed?

Guess that is a step up from the EQ though.

@z0lt3c foaming at the mouth with that no tax
The piranha @BHay too GeT CreAtIvE

2 Likes

did your wife take your phone? look at your texts lmao

is the ford balloon thing still around?

Dealer discount was the same as website, the real hack were the rebates stacking.

4 Likes

No clue. This is my own balloon via CU @z0lt3c is the expert.

1 Like

Insane, with nearly 10k off and 20,750 in rebates you’re basically right about even on wholesale value.

9 Likes

lol yes! MMR doesn’t differentiate between ER and SR.

Hmmm… seems to me like the $7500 fed credit is being applied twice. Is Ford offering that on a purchase or a lease?

Ford bonus cash on certain trims + the tax credit, so $15k off. Announced a few weeks ago.

2 Likes

Boy, Ford can hardly give away their EVs. Heck of a deal on the Lightning. It isn’t a useful vehicle but certainly cheap enough for a toy (in in NJ, at least).

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With the walk away option, how is this different than a lease? Just for enrichment.

Thanks and congrats on the deal to OP.

Wow! You got a deal at Mcquire. I went back and forth with them regarding a Nissan Ariya and they would not budge very much.