Loaner at 16% off, assuming 5K miles penalty (30 months gives the best payment)
The same new at 13% off: $400/mo on the same terms
New S60 T8 at 13% off:
Nothing, ZERO cash in mid-Atlantic 
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Loaner at 16% off, assuming 5K miles penalty (30 months gives the best payment)
The same new at 13% off: $400/mo on the same terms
New S60 T8 at 13% off:
Nothing, ZERO cash in mid-Atlantic