You’ve been given lots of advice, and there are enough data points from broker deals in the Marketplace. What are you waiting for to snag a deal?
Then go get one.
Really? It sounds like you are still young (under 30), so go do you. FWIW, you are not going to impress folks by driving a 3 series.
Then why are you looking at a 330?
Speaking from experience, a 3 series wouldn’t impress any radiologist more than a G70, CT4, TLX, IS or ES…that said, none of those would impress a radiologist or office staff any more than an Accord or Camry.
If you want to stand out, get a Model 3, because that’s probably the only entry level lux sedan someone would recognize, however nobody is going to notice your car when you park at an imaging center.
And these radiologists meet & greet you in the parking lot? Or walk you out to your car?
No one’s impressed by a 3-series anyway.
At least with a Taco it can become a talking point. Make up some rugged outdoorsy lifestyle bull.
You already got good advice here, so not going to repeat what others have said.
It’s your money, but I’ll tell you one thing, this car is NOT worth $800 a month to drive.
Driving a 3 series isn’t going to impress anyone. Paying stupid amounts to lease one to try to impress people is an even worse idea.
Let’s be honest. Deep down inside no one gives a shit about what kind of vehicle you drive. No one ever got the sale or a contract over the type of vehicle they brought into the parking lot.
You’ve mentioned needing to pay off debt. Find a $3-400 car and put the extra toward debt, or an emergency fund. Or better yet, buy a 5-6 year old Camry with solid service records and knock out all the debt.
Then look into a “luxury” brand.
Trust me, you’ll feel better without the debt cloud hanging over your head that driving an entry level 3 series for $800/month
Dude has new job, crappy credit, card debt, can’t calculate own lease and realize a horrible deal smacking in his head. This won’t end well. I feel bad for his wife. 
As long as the hooker are impressed by his “badge”
The hookers said it was the best they’d ever seen.
OP cares about gas mileage. FWIW, the 2022 330i xdrive is rated at 24 / 34 mpg (city / highway). The M340i xdrive is rated at 22 / 31 mpg (city / highway).
Source: https://www.bmwusa.com/vehicles/3-series/sedan/overview.html#performance
In practice they’re not all that different on the highway.
All bets are off once you get a mperformance exhaust though.
I was trying to be sarcastic in my response to Matt. 
I agree its not going to impress them
But it’ll keep me lookin like i got sumthin good goin on to an extent
I come in a used camry ill look like an average nobody
I go out to lunch with these dudes and advise them how to run thier departments
I cant look like a schnook eatin egg noodles and ketchup
Gotta fake it til u make it
None of what you just said justifies overpaying for a 330. Plenty of other vehicles that will present the same level of flashy with out this deal to weigh it down.
How about a Wrangler 4XE with Merc badges and aftermarket grille on it?
The ol J wagon?
I’m still not convinced that a basic 3 series is going to impress anyone more than a new accord or Camry does. With all due respect, this seems like something you’ve established and now you’re just looking to justify it. Thread is kind of pointless now…as everyone has said this deal is terrible. Either shop a new deal on the same model, which you’re not going to score a deal on due to reasons already stated, or move on to another manufacturer that gives you more bang for your buck in this market.
The very same.