It’s a Ford Taurus V6, not a Golf GTI.
Sounds like the guy just wants a decently quick car with a good MP.
Comparatively fun, and depends on what you want.
The guy has a Ford Taurus V6. It is a fast car, but not the most handling-focused car out there.
Yea, I wouldn’t call my T6 “fun” either. It gets the job done when I need it to - but I’m not 20ish any more so my need-for-speed hormones are mostly in check. (read - boring adult)
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I did not check your spreadsheet, but I do hope that S60s are still below $400 even with the current numbers 
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Might as well get the ATS-V or whatever the new version is while you are at it.
I might need to clarify: There are much more “fun” cars for the money. People mentioned Golf GTI, which is an extremely fun car. You wanted an AWD car with MP target. I am sure that the Volvo is a bit more agile as a smaller sedan than the full-size Taurus (although the SHO is a quick car).
Dude just stop. Volvo is the most bland luxury bland of them all. just let it go
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Didn’t have to say it twice 
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Like I said havent driven them im definetly going to check it out. I have a toy in the garage too so im just looking for something that can put a smile on my face commuting to work. And its Fusion not a Taurus, a lot smaller and more agile but still not a small car.
I’d say look into a Infiniti Q50. Maybe if you could save a few dollars on your insurance that would free up some extra cash for your car. I can definitely assist you with that.
Fusion is definitely smaller. The V6 is much better than the 4 cylinder.
there were a few crazy deals on 2019 genesis G70 manuals (2.0T, not 3.3) with RWD. Not sure what 2020 deals look like, but this happened 7 months ago.
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its not that i cant afford it, im just not willing to spend hundreds of dollars more per month. I want to stay around 400 but would be okay going higher for the right car. But do those Q50s still have that awful steer by wire setup?
Havent seen anything good on 2020s yet. 2.0T Sprt M/T are around $40K and one place wanted over $600 a month.
That seems to be my issue is I find cars like the Miata RF, Camaro LT1, G70 MT , CT4 and Stinger GT Line but they are all way over the “1%” guideline most of the residuals on them are not great. One place wanted $490 per month for a $27K Toyota 86! I would just buy it at that rate lol.
BMW 2 series maybe? or maybe you could get a good deal on a Giulia
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The 2 Is the only BMW I like. Kind of forgot about them. Alfa dealer up here has no deals whatsoever so I had not even thought about those either.
You can see people here got really good Stelvio and Giulia deals recently and its right around your budget
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330i is rwd or awd
I wonder if an x2 m35i can be had for < $500… that seems like a hot hatch from what I’ve read. It is 4 wheel drive and lowered relative to a standard x2.
Interesting. I would expect minimum of 10% discount possible + ~5k lease cash and <1% APR, which should get you into striking distance of $400.