I’m not sure what a fixed ratio is but in general I’ll say this. When Rebates are huge 24 month leases may be least expensive. When Rebates aren’t so big 36 months may be less costly.
This dealer in PA has been offering decent deals. Shoot for 12% off MSRP, then rebates applied to that. Go with 24 months over 36 and you’ll be sub $400 in no time.
jsutton@fiatoferie.com has given me no b.s. answers on any lease quotes. Decided to wait on getting a Giulia till around November or December, but he’s one of those rare sales guys who knows what he’s talking about, doesn’t string you around, and willing to work with out of state buyers.
It’ll always be a better deal to lease vs buy in the short term, even with a bad deal, so that’s why we don’t look at numbers like that. Instead we look at the total lease cost.
Rule of thumb (and debated) is that a good deal is less than 1% of MSRP. So for a $41,990 car, would be looking for a payment of under $410 a month. Varies depending on taxes, how much up front etc, but it’s a rule of thumb. Also hackrs never put any money down except for first month payment or some doc fees at most. Your effective payment is $520 a month with tax (and a very low tax rate at that!), so that’s why to most around here it’d be considered a bad deal.
However it’s not like you are getting robbed, still a new car, and a great car at that, so don’t worry too much about missing out and just keep in mind on the next lease.