Throwing this out here, and have suggested once in the past, maybe look at a subaru purchase. If you can make a Crosstrek or Forester work it could get you through the next year. Donate $500 to the ASPCA to get a guaranteed price of 2% under invoice and then financing rates are reasonable. Given the resale value on subaru’s, even outside of the current market, you could end up with a decent resale value that puts you in a great position to sell the car when lease rates stabilize. I am in the exact same situation with my wife as we are expecting in November. Please keep us up to date on your final decision!