Financed (not leased) a 2022 Subaru Impreza Premium Hatchback. This is my first car and my goal was to not pay MSRP in this market. I considered building a Jeep through Clutch but couldn’t wait that long.
Credits to @carmac55 for sharing this approach - About to throw the Towel but DONT want to order a Tesla - what to do? - #47 by carmac55
9/22 - Placed $1000 deposit for the factory build
10/21 - Car arrived at dealership
10/30 - Picked up car and signed deal
Sales price: 22,120 (6.5% off MSRP - see bullet point bellow)
Finance rate: 48 months @ 1.9% through Subaru Financing (Chase)
Monthly payment: $542.53 with 10.4% tax (ouch)
- technically the sales price is 22,620 (4.4% off) if you factor into account the $500 donation to ASPCA to get VIP Pricing. There’s another cheaper way, but takes 6 months of donation. Details here. I did not consider the $500 as part of the vehicle price and meant it as a donation, plus my employer had a 100% match so it’s good for the cause, but including it here to normalize the datapoint.
Leasehackr calculator if I were to lease the car, using September program from Edmunds. It’s unfortunate the base MF is that high.
Would you have leased or purchased this Impreza?