Looking at a '17 BMW X3 x35 - 36m/12k
MSRP: $53,980
Purchase:$44,298
Residual: 63%
MF: .00016 (Marked up from .00146)
MSD: $3,150
Drive off: $1,000 (1st month, Reg fees)
Monthly (incl. Tax): $425
What do we think?
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Did the MSD alone take the MF from .00146 --> .00016?
Without knowing your incentives, it is not possible to answer your question.
No, that is the top line. The MSD took it to .000107.
There are no incentives available. The $44,298 is simply the purchase price. No rebates or allowances involved.
How much is your payment ?
The payment is $425/m
That looks like a dope deal. Do you qualify for Corp fleet? Would likely lower the payment to $350 a month, which at that point I would take it and run! That’s a steel!
Great deal! What state is this for?
nice deak. what packages did you go with?
Update!
I just received a competitive offer on a different X3 - This one is a 28 but has slightly better packages and a more preferable color combo (Silver with brown interior vs Black on Black). For $434/month, I am working to get them to match the $425/m offer
What do we think?
What is msrp? Same down?
So mega update here. Apparently I got myself in between feuding local dealerships. I have two impressive deals on the table:
The x35 previously mentioned - $54k MSRP is now down to a $42,900 purchase price and $405 monthly payment with MSD’s and $1000 cash upfront.
There is also now an x28 that is similarly equipped with an MSRP of $51,100 on the table for $379/m with the same cash down.
Both cars are black on black. Both have Nav, heated seats, driver assistance and lighting package. The 35 has the premium audio and the 28 has leather and full cold weather package.
I think we are in the 12 territory for a LH Score.
As of now I am leaning towards the less expensive since I likely won’t take advantage of the 35 engine and I have a 2nd child on the way (hence the SUV) so might as well catch as big a break as possible.
Am I crazy to pass on the 35?
Well, if you pass on one or the other, other hackers might want this deal 
Did you throw in AARP?
Where are you located?
Both of those deals sound great to me. Honestly, I would take the 35 as you might not think that you will use the engine but having the power is a great thing. My SUV lease is up in October and I would 100% jump on either one of these deals (again preferring the 35 engine). Great job.
This is over 20% off sticker without incentives??? I was happy to get 11% with fleet. Jump on the deal and offer a blow job as well. Tell me there is more to this story…are they brand new?? Demos, used…
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wait is the 1000 cash down or the fees?
Yeah,i think I forgot to mention that these are both loaners.
I love BMW’s but not enough for a blowjob. We would need to be talking Porsche for that to be on the table:grin:
RTFM It says 1st month and fees
Notice the “cash down”, not 1st month and fees. Thanks 
Sorry-- Cash down is for the 1st month and reg fees.