2021 BMW 540i Two Year Lease

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Hi this is about $140 more per month than the payment on my $88K 2019 X5. You can get a much better deal on an X5 than a 5.

If you’re comfortable with this payment, you can get a new M5 Comp for this with $0 DAS.

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I believe some brokers were offering a 9% discount on a custom order '21 5 series a few weeks ago.

I’m at 10-11%

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Hi folks - an update - Electric tried to help me out but I needed a 2021 car both right now and a very specific model with all the options so I bit the bullet and kept my order (with even more specs since e.g. luxury seats + 19" rims) which ended up at 6.1% off + $1000 lease credit. BMW FS said due to my temp visa status and young credit history no to 0.00099 MF and put me on a “foreign executive lease program” which has an MF at (gasp) 0.00139 so tier 3. Oh and had to put money down to get it to 90% of MSRP. I just want to check with the folks here that this is correct and I am not being taken for a ride, at least on the finance side. Oh - I saw sense and went with 3yrs/12000.

An effective $961+tax on a 540i…ouch!!

Congrats, nonetheless. While unpopular among fellow LHs, the heart wants what it wants.

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You put down $5,250…

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Yup just figured it out. Ouch indeed but BMW FS were going to decline finance otherwise.

Enjoy the car. What’s done is done. Show us some pics

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On the foreign program is MSD’s or if your finances allow is a one-pay an option?

This is an absolutely horrible deal. You’ve been told this over and over yet continue to ignore everyone’s advice and just plow ahead with your optioned up custom order at hilariously low discount. So I’m not sure why you keep asking questions or what your goal is here unless you’re hoping that someone will validate it for you (hint: they won’t).

Thank you for your service. Folks like you make good deals possible for the rest of us :+1: I’m not sure what the point of lighting a bunch of money on fire is, but as long as you’re happy you do you.

You’d likely never get approved for this transfer, but as everyone else has said this is M5 or (insert here bunch of better vehicles) money.

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Again…

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Really hope you enjoy the car. If you plan on transferring be ready to put down a fat incentive.

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Did BMWFS actually decline or is that what your dealership said? From what I heard, the Foreign Executive Program has Tier 2 rate… Not 3.

6% discount is pretty bad, but MY2021 is not a month old. Especially if this is an LCI, I guess it makes sense?

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Running the calculator, I think he got 0% off… Look at his contract. His cap cost is same as MSRP

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Foreign Executive Program is just a nicer name that enables BMWFS to lease cars to none permanent residence in US, it’s a legit program tho. But I don’t believe the program per se limits the MF, your credit score/history matters but I could be wrong.

On the other hand your deal is atrocious. I know you’ve spent a lot so you need to be happy but that’s to a reasonable extent.

HOLY F, the calculator makes it look like a -ve discount (actual MSRP mark-up). What am I missing?

Shouldn’t total sum up to 36428.88 (31178.88+5250)?

OMG if those numbers are right…might be better off buying it. Then sell it after two years.

@malpatti Can I know which dealer this was? It would be my first place to shop for the next unicorn

anyone who can afford a monthly car payment of $1K, doesn’t / shouldn’t care if its a “deal”

:money_mouth_face:

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