I just picked up my latest hack. Not the best, but defnitely not the worst.
2018 BMW 320xi - Loaner
Saved Numbers on Leasehackr Calculator:
Selling Price: $34,000
Monthly Payment: comes out to $204, one pay total $4,906.36
Cash Due at Signing: $4,906.36
MSD: none sadly
Incentives: $2,000 lease cash, $1,250 costco + loyalty, $1,000 graduate
Annual Mileage: 12,000
Residual: 65% - mileage adjustment
I needed something quick, the car is super loaded for a 320, but they had a 330 with the same MSRP and the options I wanted and unfortunately they wouldn’t discount it more than $5,000.
BMWFS paid my sales tax by doing a one pay. They did charge me a 1% fee tho…which is fine I guess.
Total out the door should’ve been just north of $4k but apparently the residual is 1% lower on the 320 vs the other 3-series and BMWFS charged me the 1% tax fee last minute, not sure if it was a dealer scheme but it was better than 6.25% on the full sales price.
Either way, quite happy with the car… payment is .4% of MSRP which definitely falls under the “golden rule”
I’ll stick with it until holiday cash comes around and I can pick up something better then list it on SAL.