The target deal that is created should be a monthly payment and DAS, IMO. I don’t think that there’s any reason to get into the weeds. Sales people don’t understand or care about MF, RV, etc. You should know exactly what inputs are needed to get to your output.
This is what I sent to each dealer when I was working on my Civic deal, after making pleasantries and establishing some rapport;
I am not going to shop yours or anybody else’s quote, I will make a deposit on your vehicle immediately and come in to sign this week if we can make a deal happen.
2020 Civic Sport CVT Aegean Blue, Stock# E0F030282 (or similiar)
Term: 36/12k miles
Zip: 48114 (6% tax)
I qualify for $1k loyalty incentive
I need new plates which are $70 (birthday 7/6)
I will sign for $200/mo with first payment due at signing, including all taxes/fees (if plate fee is more than $70 I will cover it). If you can do this deal, I’ll call you to place a deposit and can pick up this week. Hopefully we can do business together and get this done. If not, I appreciate your time and effort!
I came up with $200/mo based on the most aggressive lower trim Civic selling price discounts that I’ve seen, the RV/MF, the available incentives and my own taxes, fees etc. Actually I came up with 204/mo, but 200 was a nice round number lol.
19/20 dealers said no…this is ridiculous, how did you calculate that, your numbers are off, lowest we can do 259, we can do 200 with 2000 DAS, even I can’t get that deal, bla bla bla. I thanked them for their time and moved on. It only took 1 dealer to agree to it.
IMO - keep it as simple as possible and don’t over complicate it. Once you start going back and forth about MF, selling price, etc you’re playing the game and you’re unlikely to meet your goal. If they want to mark up the MF or add accessories/BS and are able to do the same monthly by applying an equivalent vehicle selling price discount, who cares?? Let them adjust the variables however they want on their end to get you to the output (monthly payment) that you need.