Why should I care about Calculator #s and score?

[michael]

Some good comments here:

Isn't total payments the only thing that matters?

Newbie here so bear with me…but why does the sales price, residual and/or money factor matter at all? Doesn’t it all just come down to getting the lowest total payments to use the vehicle for 3 years? I’ve been offered $0 down and $289 a month for Tacoma Off Road V6. For a vehicle with a $37000 MSRP that seems like a decent monthly price. Especially compared to other $37K vehicles where $0 down leases are more like in the $350/month range (like a CX5). Am I missing something?? I could see th…

Do I really need to ask for all the numbers?

This is a good point also. Some dealers or sales people will get turned off, or have no clue, when you ask for the nuts and bolts of the deal.