Need to vent! The lease is ending on our 2018 VW Tiguan end of this month. We decided that with sky high lease prices, the residual is actually a good deal now, so buying the car is the best option we have.
The first problem we’re having is the two local VW dealers are unresponsive to phone calls asking about helping with the buy-out process. No returned calls or emails! Yet VW Credit says the only way to finance though them is via a dealer.
The second problem is VW Credit is making a 3rd party loan difficult with their policy the car can only be sold to the name on the lease… not even a spouse at the same address! The car was leased in my wife’s name, but she left her job a year ago so has no salary in her name. I can get financing in my name, but VW Credit won’t accept that since I’m not listed on the lease! Supposedly I can send them our marriage certificate and VW Credit will accept a payment in both our names at the RV, but the banks say they’ll only finance a lease buy-out in the name that’s on the lease. So I don’ t know if they’ll let my name on the loan even as a co-applicant??
There’s got to be something I’m missing here! It shouldn’t be this complicated to buy a car! I’m starting to get nervous since we’re almost half way through the month already!