Roger.
If they have their documents in line, CU all the way. If not, try a more lenient bank - I’d recommend Santander as the bank that is known for the fastest and loosest lending IMO.
yeah they work for themselves and have quite a bit of money. they just are not the most forthcoming with the IRS. absolutely no credit risk though, just not 100% reporting. please, anyone who’s thinking about starting on this, look at some porn instead and be fulfilled.
Many Thanks
They have good rates but they have a paper driven process that takes a long time to complete. Some have been told they must pickup the check. I would avoid.
Notorious sub-prime lenders…
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well how else are drug cartels supposed to get loans?
We did Wescom in Los Angeles for 2.78% on 72 months.
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https://www.nwfcu.org/loans/auto-loan-rates
As low as 2.19% APR* on New & Used Cars
For a limited time only, we’re offering new car rates as low as 2.19% APR* on 2022-2023 model years and used car loan rates as low as 2.19% APR* on 2017-2022 model years.
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Heads up, those advertised rates are for 80% and 90% LTV for new and used cars. So if you bought a $50k new car you can only borrow $40k at those rates.
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On used cars you can get with zero down since values are high.
I am trying to finance my 2022 benz e450 msrp 85k in nyc. Looking for good credit union for 72 months. Dealer is offering bank of America 3.59%. Tired Penfed offered me 48k loan only.
how much is mercedes offering?
msrp 85k. down payment 20%
they do 2.61%
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Get 2.19%/72 with NWFCU. I’m pretty sure the current value will be enough to cover 90% LTV for zero down.
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northwest fcu
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to join the credit union would you just donate to a community organization?
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Check their website.
GEFCU is offering sub 2% loans for well qualified customers. Not sure what their customer service is like, but the rates are low. You can join by making a donation to the Austin Public Library.
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BofA has 72 months as well. If your a higher tired member they take .50% off the 3.79% that they currently offer.
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