Snagged Tacoma SR Double-Cab 4x4 V6 for $88.97/month with $0 DAS (US Bank 24/10)

I agree. That guy (not max) posted two things which are entirely incorrect.

It’s better to stay silent and be thought to be a fool than speak and remove all doubt.

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Nope. I don’t do out of state lease. And read @max_g’s comment

If the dealer has US Bank, they have the residual guide.

Ok thanks!

Suddenly I want another Tacoma!

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Usually when leasing through 3rd party bank, 3rd party bank buys the car then leases it to customer(in a sense and all behind curtain). So in this case the car is A cash purchase to eyes of the bank(Toyota)and qualifies for Retail Rebates and Not Lease Rebates which all are passed down to customer.

Still don’t understand how the $125 a month is still going strong with that minimum finance.

What would US Bank do if they took back that car? Are you responsible for the miles? Is there any depreciation assessed if it is now considered a titled/“used” car?

If the deal never funds, that means USBank never bought and doesn’t own the car. The dealer would have to deal with the mileage and titled status.

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Thank you for answering.

Can the dealer make you liable for the resulting depreciation? I would think it is still the dealer’s fault either way (they are the ones who approved the deal), but you never know what they will do.

I think they can charge you for miles and any damage, but that’s about it.

Holy moly! Sick deal dude!

Maybe a check from the dealer after the fact?

US Bank funded the lease and I set up my account so this wasn’t a mistake. I wonder if it’s a regional thing with US Bank or maybe the dealership has someone on the inside :wink:

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The way I was explained it from the finance manager is the first time they went under the minimum finance amount they got a warning. The second time the bank rejected the contract. If that’s the case it would make sense that yours gets funded and the second guy gets denied.

I’m just repeating what I was told. I hope you guys get as many $100 tacos as possible. I just know I can’t get them at these prices at several dealerships I asked.

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Biggest issue I see is that it is a US bank deal, and based on what I have read around here, I wouldn’t sign with that bank.

As far as an “unsigned contract,” I don’t know why you think someone should post their sensitive info. The contract obviously has boxes covering personal info. If you don’t believe it, then move on. Nobody here has to prove anything to anyone. We all share to help, and if that help isn’t wanted or believed, then so be it. No need to try to disparage someone over it.

Well unless you’re really busy(which I doubt, and neither are dealers), why don’t you contact some dealers and ask them if they work with US Bank? If you aren’t willing to put some effort in, don’t bother posting, just contact one of the east coast brokers and move on. Even a poorly negotiated deal on these US Bank :taco: leases will result in a “good” deal

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And you are welcome!

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Double cab SR V6 looks like the best?

Yes, it does!

Are rebates qualified by the region of where the vehicle will be registered or by selling dealer’s region? think it’s the later with Toyota, but I can’t recall for sure.