Regarding Volvo Care Subscriptions
Not available in California
On the deal

Your monthly could’ve been $655 for 36 month lease instead of $789. You could have saved roughly $50/mo by applying MSDs. And lastly don’t forget to apply for $500 bonus drive rebate.
Hard to MMQB the numbers, deal is the deal (OP join VVCCA so you can at least get A Plan discount next yime), but I would have structured this differently (big surprise): $0 DAS with 10 MSDs $8500

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— which brings the payment up - but if you exit this lease two payments early, you win (and more-so every month you exit, Volvo currently has 6-mo pull ahead on XC60). In a closed-end Volvo lease where the only early-out is a PA or trade on another Volvo, I’d find a way to make VCFS eat it.
@car4tennisbags you won’t regret your decision, you did fine in this environment and your goals. Enjoy your XC60!