Selling price includes 19% discount and $9,500 in rebates: $68,934
Mf: .00010 after 10 MSD’s (pretty sure they had a marked up mf from .0003 to .0007 but the finance guy was saying they didn’t… not sure why they needed 10 MSD’s to get to .0001- either way they weren’t budging
Its easier here in the Tri-State and also negotiating in person, where you can just call up the day before for a test drive and roll up and willing to sign. Competing dealers are all 1 hour away. If they don’t sell it, I was going to leave them for another dealer for a xdrive60 2026 in Connecticut that was similarly marked down in price.
Before walking in to the dealership I’ve discussed it with a few friends about the numbers figured these cars break even around 700-800 ball park depending on specs. So I said 720/m all in, they countered with 750/m all in, so I walked. A minute later they ran out the dealership okaying the 720.
It’s a game of chicken on the ground sometimes, thats just the way the sales game is being played.
2025 xD50 — ~$96k MSRP, 22.5% off, 0.0007 MF, ~$676/mo — but no DAPP, so really just my benchmark. #1 and #2 are basically tied on discount, so the 2025’s much lower MF wins on paper — leaning #1.
Which would you sign?
With #3 at 22.5% off the same 2025 xD50, what’s the realistic play to push 1 past ~16%, and how would you actually pitch it?
Well that’s coming from my prior experience leasing a loaner. Dealers currently are demanding all sorts of unreasonable prices for these loaners, extremely hard to negotiate on the selling price and MF. I recently just passed on a high mileage loaner iX that was discounted ~27% because they won’t work with maxed MF and their attitude was absolutely condescending since the beginning.
I believe the lease credits varies depending how many miles are currently on the vehicle. The dealer I went to last month stated that If the 2025 loaner has < 5,000 miles then it can qualify for $12,000 lease credit. If 5,000 miles or greater then only $7,500.
Wait, thanks for the catch. so for all the 2025 bmw loaner (or at least ev ones) with less than 5k miles, it can qualify for 12000 lease credit? This is huge catch. I almost missed this.
Yes. That’s basic supply and demand. Why sell at 27% off and buy rate when they can turn it at 15% and max rate plus adds to a walk-in who may have been looking at a new car and there simply isn’t one available to sell them?