An outrageous quote on a BMW should not be a reference point for anything.
Start building an LH calculator for your target payment.
But why is a CX9 with a useless third row eating into cargo space being cross shopped against an X3?
If you want an X3 substitute among Mazdas, get a CX50 turbo. If you want a 3-row SUV, get a Telluride.
I guess the best answer to this is because I am indecisive about what I want/need…and can’t justify spending over $1000 on a lease nor putting a bunch of cash down to get it into what I feel is a reasonable payment range. But I am glad we all agree that the quote I received was ridiculous. 
If they had a carbon edition option on the CX-50 turbo. I don’t need a 3rd row and would just keep it folded down. I am also considering a Telluride!
What are you looking for in a car? If performance, the m40i and the cx-9 are certainly not close.
Completely understand and I agree that I am comparing apples and oranges. Just not sure I “need” the performance of the M40i and the standard X3 with the options I want isn’t a huge difference in price based on the quotes I received from the local dealer. I found the regular X3 xDrive to be very comparable to my Volvo XC60, so I might as well just keep it since I got a great price and interest rate!
This is a BMW share deal thread and has nothing to do with Mazda. Stay on topic and don’t derail please. You can open your own thread.
Thanks for sharing and Congrats on finding your deal.
Could you share details on if you negotiated the maintenance package, what they offered, and which BMW dealer this was?
Appreciate any feedback!
Thank you!
I didn’t purchase any additional maintenance packages. I figured I had kept my 330i in pristine condition on the streets of San Francisco for 3 years, and now back in SoCal with a driveway and a garage, the X3M would be much easier to baby. I just have the baseline BMW Ultimate Care.
This was BMW of Encinitas, and prior to coming in I had shared my numbers and expectations and they were offering 5% off MSRP at first. I told them I was looking at a similar comp in Irvine and was texting that dealer there throughout the negotiation process. With some back and forth they agreed to knock off a few add’l %'s off MSRP and bumped up the trade-in another $1k or so bringing me closer to my monthly.
Hope that answers your question!
I does, thank you so much! 
how was the negotiating on getting such a discount on the selling price from MSRP?
They started by offering 5% off MSRP. During the negotiation, I was in contact via text with another dealership offering a slightly better MSRP discount on a comparable X3M. I simply told them I would walk away and go with the other dealership unless they somehow got me closer to my desired monthly payment…which they eventually did with a better MSRP discount. This was also near the end of December, so I imagine they wanted to hit/surpass their quota for '22 and offered a bit more wiggle room.
thanks for that info
Congrats on the deal! Amazing car!
Huge step up to 1052/month
we need to take into consideration that probably inflation was +20% in the last 3yrs
waiting to see BMW inventory normalize and rates goes down
these rates are killing the lease business
It’s not the interest rates anymore, the current buy rate is the same as it was for some parts of 2019. I know because I recently reviewed a deal I did back then.
Now it’s mostly just a lack of discount off MSRP on some models and MUCH less in bonus cash. There were some cars that had 5k+ in incentives on them, the outgoing F32 4 series had over 8k on it. BMW now sees it doesn’t need to incentivize the cars that heavily to move them. Pair that with potentially artificially lowered supply and the deals just aren’t as good.
But at this point, the money factor is not the limiting factor.
good point
just wait
when dealers get car stuck in the lots the discount on msrp will start again
just wonder if production rate is the same as before…
The discounts are here, the production is ~70% there depending on the manufacturer.
So sub $450 x3’s(loaners)should be back by end of year hopefully?