Signed: 2021 Volvo XC90 T8 Ins Exp $803/month, $0 DAS ($68,840 MSRP)

Signed Deals & Tips
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1

Would have loved the Ins trim but the RV is 57% which really hurts score.

2021 Volvo XC90 T8 Ins Exp
MSRP: $68,840
Monthly Payment: $803 (inc 8.25% tax)
Drive-Off Amount: $0
Months: 36
Annual Mileage: 10,000
MF: 0.00182
Residual: 61%
Incentives: Costco ($1250 DAS), Conquest ($1000 DAS), Volvo lease ($3750 MSRP reduction), PG&E ($800 post rebate), BonusDrive ($500 post rebate)
Region: Nor-Cal
Leasehackr Score: 8.5
Leasehackr Calculator Link: leasehackr.com/calculator?make=Volvo&miles=10000&msd=0&msrp=68840&sales_price=61448&months=36&mf=.00182&dp=636&dealer_fee=85&acq_fee=995&taxed_inc=2070&untaxed_inc=0&rebate=1300&resP=61&reg_fee=749&sales_tax=8.25&demo_mileage=0&memo=&zero_driveoff=true&monthlyTax_radio=true&dealerFee_check=false

2

Awful, sorry. You are only at 5% off before incentives and MF might be marked up

1 Like
3

Yes MF was marked up from 0.00155.
This was the best I could do from multiple Bay Area dealers. Models are only staying on floor for 30 days.

4

Enjoy your car, all I can say without going into more details.

5

I don’t mind having remorse or learning for next time.
A more accurate cal might be here placing the Volvo lease cash in the untaxed incentives

6

Did you check my calculator above? That’s what it should be for your current deal. With a 10% discount, buy rate and 10 MSDs you’d save $195/month

7

I was told by the dealer Volvo don’t do MSD :frowning:

Couldn’t get any dealer to go below the holy invoice price.

8

Well, you should have spend more time reading here before going to dealers.
You even didn’t get to invoice, really.

9

Tried Deal check:- XC90 T8 Ins Exp (MOM)
The vibe I got was that you’re going to struggle in the Bay Area. I could have saved $500 total going to a dealership 80 miles away but my time, covid public transit etc, I decided to eat that part. I’ve haven’t seen many Volvos let alone XC90s go into the 9+ scores.
But damn I left the MSDs on the table :frowning:

10

Yeah, it is not easy where you are, but still. Saving $7k over 36 months is worth shipping from anywhere in the country.
And forget about scores, they don’t mean much. Just a “feel good” number.

1 Like
11

Thanks for the feedback. I guess those heartstrings the dealer gives you of “we want to earn your business, we’ve been working together” really work on me!
I got this lease’s score up from sub-8 on my last one. Hope I can do better next time

2 Likes
12

What is the $800 post rebate for PG&E?