Signed: 2021 Volvo XC90 T8 Ins Exp $803/month, $0 DAS ($68,840 MSRP)

Would have loved the Ins trim but the RV is 57% which really hurts score.

2021 Volvo XC90 T8 Ins Exp
MSRP: $68,840
Monthly Payment: $803 (inc 8.25% tax)
Drive-Off Amount: $0
Months: 36
Annual Mileage: 10,000
MF: 0.00182
Residual: 61%
Incentives: Costco ($1250 DAS), Conquest ($1000 DAS), Volvo lease ($3750 MSRP reduction), PG&E ($800 post rebate), BonusDrive ($500 post rebate)
Region: Nor-Cal
Leasehackr Score: 8.5
Leasehackr Calculator Link: leasehackr.com/calculator?make=Volvo&miles=10000&msd=0&msrp=68840&sales_price=61448&months=36&mf=.00182&dp=636&dealer_fee=85&acq_fee=995&taxed_inc=2070&untaxed_inc=0&rebate=1300&resP=61&reg_fee=749&sales_tax=8.25&demo_mileage=0&memo=&zero_driveoff=true&monthlyTax_radio=true&dealerFee_check=false

Awful, sorry. You are only at 5% off before incentives and MF might be marked up

Yes MF was marked up from 0.00155.
This was the best I could do from multiple Bay Area dealers. Models are only staying on floor for 30 days.

Enjoy your car, all I can say without going into more details.

I don’t mind having remorse or learning for next time.
A more accurate cal might be here placing the Volvo lease cash in the untaxed incentives

Did you check my calculator above? That’s what it should be for your current deal. With a 10% discount, buy rate and 10 MSDs you’d save $195/month

I was told by the dealer Volvo don’t do MSD :frowning:

Couldn’t get any dealer to go below the holy invoice price.

Well, you should have spend more time reading here before going to dealers.
You even didn’t get to invoice, really.

Tried Deal check:- XC90 T8 Ins Exp (MOM)
The vibe I got was that you’re going to struggle in the Bay Area. I could have saved $500 total going to a dealership 80 miles away but my time, covid public transit etc, I decided to eat that part. I’ve haven’t seen many Volvos let alone XC90s go into the 9+ scores.
But damn I left the MSDs on the table :frowning:

Yeah, it is not easy where you are, but still. Saving $7k over 36 months is worth shipping from anywhere in the country.
And forget about scores, they don’t mean much. Just a “feel good” number.

Thanks for the feedback. I guess those heartstrings the dealer gives you of “we want to earn your business, we’ve been working together” really work on me!
I got this lease’s score up from sub-8 on my last one. Hope I can do better next time

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