Deal check:- XC90 T8 Ins Exp (MOM)

Zip 94941
68840 MSRP
62750 sale price (after volvo lease credit and dealer discount - I feel this can do better)
1250 rebate costco 1000 conquest 800 PGE 500 allstate
61 % Residual
0.00177 MF
779 per month
2000 DAS (costco and conquest applied to cap reduction)
tax is 8.25% in payment

Can’t quite get the cal to match as the rebates are applied to cap reduction but here’s my attempt

I agree with you. You should be able to do better.

How much is the discount before the incentives?

They told me the lease cash was $3750 (but I think they’re holding back another $250 here oh well).
That puts the dealer discount at $2340.

It’s in your best interest to independently verify incentives (and rv/mf). You can get incentives directly from Volvo’s website on the estimate my payment tool and you should post on Edmunds asking for rv/mf/incentives for your zip.

Confirmed the rv/mf on edmunds. They’re adding a little to the base 0.00155

So they’re marking up by .0020ish or so, meaning your $2300 discount is actually more like $1500.

I think you’re several thousands away from where you should be in this deal.

They are not. Easy to see for yourself on Volvo site (@mllcb42 explained how)

Revised offer at
68840 MSRP
61448 selling price
1250 rebate costco 1000 conquest applied for 0 drive offs (637 in cap reduction, the rest in fees)
61% RV
0.00182 MF
802 per month including 8.25% tax
post sale rebate 800 PGE 500 Allstate

Tried to get the calculator as close as possible 8.5 LH score (up from 8.1). Not going to blow anything away but can’t find magic for XC90 in the Bay Area (or any magic)