Is it not the greatest feeling? I just went from a 2019 4cyl tacoma to a lt1. $337 down with $342 a month after taxes. 39/12k. I thought it was a 10k until i started reading through my lease agreement and noticed it was 12k.
Was going with 10k also but only saved 10 a month so went with the 12k. They did a hard sell for rim protection I passed hope I don’t regret if.
Enjoy your ride
The 12k may have been a good idea for those who have done it. I have no need for the miles, but on retrospect, the value is probably better at 12k (esp if one plans a possible swap as it opens up to a larger audience).
It doesn’t matter if you pay it up front or in the monthly, you still pay it. I wouldn’t put money down up front just to hit an imaginary monthly payment because it gives you warm fuzzy feelings to see the same monthly payment as someone online.