Well the explorer I’m looking at would be ST and I had high hopes for a Durango SRT. That is also about the price I’m getting for a fully loaded GC Limited, but I might be missing something.
My wife would also never go for a finance since she has a set budget in her head already.
Ya, AutoCompanion quoted me on a GCL Limited with all the options $753/mo with $4900 DAS. That doesn’t seem right to me. I noticed they weren’t using Ccap incentivized rates, maybe that’s why.
Are you asking why would anyone would pay that much for it because the payment is bad or because it’s just not worth that much? I guess I’m confused on what you’re saying.
EDIT: Also, sorry, by fully loaded I just meant all the options a limited can come with.
I’m in Ohio also and just used @AutoNinjas to get a GCL Limited for my wife for under $500/mo, $0 DAS. Could have flown down to pick it up but opted to have it shipped. You have plenty of options.
There seem to be some misconceptions around what leasing is and who benefits from leasing.
The people who benefited most from leasing were those who were going to drive BMWs, Mercedes, etc anyway and found leasing as a way to lower their TCO (total cost of ownership).
They could do so because they had the cash to put down MSD, had loyalty from prior ownership, or had corp/fleet from working at a select list of companies, knew about OL codes and had bought CCA membership, etc etc.
Leasing also benefited people who wanted … let’s call them toys for lack of a better word and again had the financial security to easily afford the overlapping monthly payments and insurance coverage on those extra cars. People who could pick up a Camaro V8 on a whim, an extra Mini to toss around, maybe even a Jaguar F-type.
What does a budget mean? Keeping a cap on expenses not just now but in the long run? Finding ways to build savings? That’s not what leasing does. A budget does not mean making auto payments every month until you drop dead.
Basically she doesn’t want the car payment to be any more than $xxx per month. Doesn’t matter if I lease or finance, she doesn’t want it to exceed that. Leasing just seems to be the better option because it allows a more expensive car for less money per month.
If there are no incentives and RV is at 50%, then no, it isn’t a lower payment.
You need to find a car that has a good RV and some incentives if you are going to shop that way.