Why can’t we just let people enjoy their car? It’s not like they can go back and ask for their money back regardless if they got boned at the time they signed.
$3,500 DAS is roughly $105/mo and 7xMSD’s brings payment down about the same as an addtl 1.75% discount so another $85 in that instance. $190+$1,229 as advertised roughly $1,419 sign and drive on 36/7.5, move that to 36/10 and it’s ~$1,467.
Worst case scenario $1,799 is ~$10,000 less in discount with no rate markup or ~$6,800 with full markup and add tax to the additional monthly payment.
With zero out of pocket. Nothing. Not a penny. I didn’t get bumped on the money factor. didn’t have to put 7 MSD’s down.
I wasn’t going to wait 6-8 months for a rebate to come out to save $100 to $200 dollars.
Also, if I were to swap my car, you just saved $1400 X 7 without putting any money down.
If I got my car now at $1,799 with all the rebates available, then the “boned” part would hold some weight.
The only reason I haven’t swapped the car is because I love it and I can “afford” to pay the premium of being the first to get it without a rebate on it.
Either way, it’s a dope car regardless of price. I just wouldn’t ever put a penny down on a lease.
Not sure if you noticed but I was actually defending your position. You wanted to have the latest and greatest and you paid to play. And y’know what? That’s okay!
Some folks here get so caught up in shaving every last dime out of a deal that they lose sight of why they’re shopping for a specific car in the first place. Keep enjoying that beautiful machine for the rest of us and most importantly for yourself.
This was the first BMW that I actually didn’t wait 6 months down the road to get into. Plus the deal at the time with the car just coming out not putting a penny out of pocket was too good to pass up.
I was well aware that six to twelve months down the line the programs would be a bit better.
You would have waited until now to get the car because you would have got the current deal.
Being that I had my eye on this car months before it came out, I wasn’t going to wait for the rebates or the money factor to drop.
Regardless, I personally would never put any money down or put down any MSD’s to lower the money factor.
Reason being, I get out of my cars within a year to a year in a half. Plus, I’d rather take my money and invest it into items that make me money and not into a depreciating asset.
For sure. Remember when X7 debut and there was folks paying not a penny back of invoice and in some cases even sticker. Once the folks who “Had to have it now” got theirs, the party was over.
I can get better discount % on X7 than on X5 more often than not these days.
That’s fine. No one is arguing that there aren’t good reasons to not want to do MSDs or put money up front. Likewise, there are plenty of arguments as to why MSDs make an awful lot of sense. In your case, you’re essentially paying a couple grand to keep cash liquid and make transferring easier. If that’s worth the extra cost to you, that’s your call.
