Off-Topic Landfill 6

Off-Ramp
5932

With loyalty?

1 Like
5933

yes w loyalty

1 Like
5934

12 months or 24?

@Jon ?

5935

Did this include Bank of Americaā€™s $15k diamond incentive?

7 Likes
5936

Whatā€™s interesting is that the same Toronto based company administers those programs for both BofA and Morgan Stanley. MSRL has very limited MBZ offers this month. Curious if itā€™s the first time thereā€™s a divergence?

5938

Which broker in the Twin Cities? Iā€™m looking for exactly this EV9 trim.

5939

congrats where was this at in MD?

5940

Mind sharing where? would be interested in a similar deal.

5941

How do I contact your dealer?

5942

Suppose I get(hack) a good lease deal with high MF, isnā€™t the obvious way to improve (double hack?) it to find another lender to beat that rate? Unfortunately, regular financing basically means I would have to buy the car. This works for capturing EV credits I guess. Now the real question ā€¦

Is there such a thing as bringing your own financing to a LEASE? And what are the pros and cons of financing the lease vs financing a buyout to workaround a high MF?

Edit: I guess there is an Option 0 that comes before option 1:

  • can i buy cash to capture a cash only deal, then line up financing

Option 1 : Finance a buyout

  • you just bought a car. Only useful for EV credits or big leasecash
  • rent charges on the car attract sales tax buy financing interest do not. So this would win for the same equivalent ā€œAPRā€ yes?
  • if you finance it immediately would it be considered a new car?
  • what if it takes a few months to buyout the lease, would it still be considered a new car?
  • I see buyout recommendations for end of lease buyouts here (Lease Buyout Financing Recommendations - #6 by Ursus). Would an early lease buyout use the same lenders or different ones? Are there different considerations for early vs end of lease buyout financing?

Option 2 : Finance a LEASE

  • can you even do that?
  • can we do that from the get go and sign directly with the 3rd party to provide lease financing? The dealer still owns the car but financing is done through my leasing company
  • if I do this really early, would there be a lower ā€œnew carā€ rate?
  • how can i find such lenders (if they exist)?

Edit :

5943

There is not, no. You either use the captive and/or the dealer is already setup with an alternative bank (eg Ally, CULA) that leases.

5944

Hi, can you tell me who the dealer is in SoCal, or who do you work with?

Thank You.

5945

awesome deal. which dealer did you use? thanks.

5946

Is this true?

5947

Iā€™m looking to get an Optiq in the next week so or. Does anyone have a spare code that they can kindly share? Thank you

5948

Interested in deals on the S etron Gt and RS etron GT
can you direct me to the current spread sheet please

5949

I felt lucky getting $4k loyalty and $1k off my 25 Sport P530 Autobiography. You scored huge!

1 Like
5950

thatā€™s awesome deal !!
congrats

5951

Weā€™re kind of shocked at how much weā€™re enjoying ours tbh!

1 Like
5952

wow. what a deal. how do you guys find these deals. I have been looking and not getting any luck :frowning: