NOOB Questions - Jeep Wrangler 4XE Sahara

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41

Do you know what the SFS acq fee is?

42

Just need to find one with a sky top

43

Neither were showing up yesterday morning, but im seeing a 9/30 expiration date on the current dealer cash programs.

1 Like
44

Been $995 on these for a while

46

Just curious, I’d be interested in a Rubi 4xe at $40k net, but why do you call a $65k Jeep Wrangler “bare bones?” This is an honest question. I thought they come pretty loaded at $65k, maybe some get up to $70k.

I may be misunderstanding something, but if $65k is indeed bare bones, what “should have” options would be missing at that price point.

Sorry if this is going off topic, but seems appropriate for “NOOB Questions,” ha.

47

Perhaps “Base Rubi” is not really $65k…but I thought the discussion was about getting $25k off netting to $40k. I realize I am probably confusing responses.

48

Yeah at 65 you’re going to have some options but as a base it lacks blind spot, heated seats and steering, and other amenities you’d think a 60k car should have.

49

I’d need those options! Once you have them, tough to go back, ha. I’ll go the Jeep Build site to see what I price out at. Thanks!

50

I think you can get a base Rubi with convenience and safety group fairly. I don’t need technology but really want a sky one touch which seems hard to find

51

Do brokers have access to all leasing companies or only work with some? Getting quoted ccap only, but looking for sfs

52

Where are you finding these 4xe wranglers for 40k?

53

Depends on their dealer.

I dont know why anyone would be quoting ccap deals these days though.

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54

Rubicon with tdm has $19500 in incentives right now, so a $65k msrp rubicon at $5500 discount isn’t unreasonable

55

I think you can get it lower. What’s the msrp vs. sell price?

56

I dont know how $340/mo is even possible.

On a $65000 msrp rubicon with a ~65% residual value and a .005 money factor, youre looking at at least $420 in rent charge for the lease to fund (where adjusted cap cost = rv).

2 Likes
57

I’ve seen a base Rub sell price at 48-49k. Won’t that factor drop the monthly. Assuming buyer pays inception fees at start? Not a zero drive off. Still trying to soak in all angles of leasing. Here to learn from pros :v:t3:

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58

The problem is that you can’t have a lease with negative depreciation, so the lowest your adjusted cap cost could be is equal to the residual value.

If we look at a $65k MSRP Rubicon at 10% off pre-incentive, you could have a post incentive selling price of $39k, but with a 65% RV on a 24/12, the lowest your adjusted cap cost can be is $42250 to not have negative depreciation. Add in taxes and fees and you’d probably be just about there in some states, so you would have no option to put any money down and still have the lease fund.

If we then say “what’s the floor for a lease payment on a $65k Rubicon”, the absolute lowest you could possibly get is a situation where you’re in a tax upfront state with all your taxes/fees capitalized. In that situation, your lease payment would be 100% rent charge, since taxes and fees are capitalized and depreciation = $0, since adjusted cap cost = residual value.

With a $65k MSRP vehicle, 65% rv, and a .00515 mf, your absolute cheapest possible lease monthly payment would be

(65000 x 0.65) x 2 x .00515=$435/mo

with only first month due at signing.

3 Likes
59

Yeah, we really need money factors to be reduced on these leases to bring them back to near any level they were at before.

Not sure how likely that really is at this point.

60

All the text in between two asterisks just gets italicized instead of the asterisks appearing

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61

Edited and replaced * with x