Whether you lease or own, you have to pay a personal property tax on automobiles. It’s a mill rate based on the car’s value. Each town has a different mill rate. So the tax could be cheaper or more expensive according to which city/town you live in. On the 2 cars I own (2001 Prelude & 2017 Pilot), I get a bill from the city that has to be paid every year by August 1. TFS gets the bill for my leased 2019 Tacoma which they pay on my behalf, then add it to my lease bill the next month.
We also have a luxury tax on cars over a certain price point ($50K or $60K). @Bostoncarconcierge knows the figure. I think he told me it is 1%. So you pay 7.35% instead of 6.35%.
Jim: Infiniti, mah dude
Tim: Nah, brah, can’t live without Apple CarPlay
Jen: Toyota?
Bob: meh
Jack: Hyundai
Julio: had a Pony in 1992, ‘‘twas a lemon
Cesar: Telluride or bust!
Sara: local dealer wants 100k ADM
Tom: Mazda?
Matt: Nope!
Graeme: Nissan
Tim: can anyone hear me?
Jim: Ok how about Audi?
Sam: I wish
BMW?
:cries silently into generic cornflakes:
Jim: Lexus, mah dude
Tim: No badge engineering!
Jen: GMC?
Bob: meh
Jack: Ford
Julio: had a Escort in 1992, ‘‘twas a lemon
Cesar: 4XE or bust!
Sara: local dealer wants 100k ADM
Tom: Mazda?
Matt: Nope!
Graeme: Acura
Tim: can anyone hear me?
Jim: Ok how about a Macan?
Sam: I wish
Mercedes?
:cries silently into ramen:
You can’t get any loaded 6 cylinder for anywhere close to $450/mo with 0 down these days. Besides, seems like every suggestion ignored his 6 cylinder requirement even before he gave you the impression
I picked up GMC Terrain SLT well optioned at $40k MSRP for $455/month 36/12 and first payment only DAS. April and GMC financial. NOT a 6cyl engine but very nice car! Not the best calculator score but above average.
If you can find a 2020 Acura MDX, you can get that for 450. I had a 2020 MDX Tech for 505 /mth.
I did sell it though in 3 weeks and now have an ETRON which I loveeeeee
2020 mdx or xc90. Mdx base for probably $350-$380 with zero due at signing. Xc90 for $450-$480 with zero due as well Both 36/10k. I had a 2020 xc90 t5 momentum $54K msrp I leased for $423/month at that deal structure.
In January, I leased a 2021 Kia Sorento EX Hybrid for $448 a month in Colorado with the first month DAS. It’s a 4-cylinder turbo with a small electric motor, a two-seat captain’s chairs second row, and a two-seat third row for dogs or small humans. I’ve been getting 45mpg and can go 600 miles on a tank, but can’t tow (maybe that’s why you’re asking for a V6?) It’s not super luxurious but it has wireless Carplay, heated front seats, and a giant sunroof, plus all of the standard safety stuff.
When did you lease this? Car inventory and dealers’ motivation to sell units at a larger discount are both minimal, so getting a deal like this nowadays is almost impossible.