Yes, Im waiting for the dealers to get me a spec sheet with the MF #
Been shopping around for the same car, money factor is correct. It is matching up to what they are advertising for the APR at 4.37%, BMW financial is notorious for this. High MF and higher residuals though. I have gotten offers for 12% off easily and looks like with the 15k miles, this actually seems like a solid deal to me. You do the equivalent numbers at 10k miles and the score is 8.4 years. BMW just does not have as good incentives as they usually do and if you want to gamble, wait until Nov 1st.
My advice you have a pretty good deal for that car with that high of mileage, remember 15k a year is 50% more use of the car than 10k. So for 10k the monthly is $663. if you are getting 50% more mileage for only $46 more a month, that is a good deal.
Makes sense, thanks for the insight.
I have enough time left on my current lease where I can wait until November, if the deals will be better. Historically, is that the case? Did you mean if I want to take a gamble whether the car I want will be available in a week?
Typically they are, I have friends that are dealers at a BMW dealer in socal and also a friend who works at BMW financial. They are telling me to wait until Nov. There are no programs on 2019s right now and the 2018 incentives can be better. The gamble is yes, will the car still be there. Check your local dealers for their inventory and how many 2018s do they have? Will they last until next week? Some have more than others though you end up getting limited to black and white for color.
The other issue is that the MF factor might go up. THough I think that is a little less likely since the Fed is probably going to hold off increasing rates until Dec. So these MF should hold until next month.
Do you think they will increase incentives for the 2019s in November? A dealer is offering 12.5% off a 2019, which is higher than most other dealers in my area for a 2019. Just worried if I wait until November they won’t be able to do the same 12.5% discount (I’ve had this happen before…). Have you been getting 12% off easily just on 2018s or 2019s too?
yeah i got 12% offer on a 2019. if they can do it now, they can do it next month too, it is the MF and incentives they don’t have control of and you might just have to keep pushing them and wait a little more. It is holiday season and they probably will given competitors like Mercedes launch their winter event with incentives across the board.
Thats what I figured, but just concerned b/c I was helping a friend on a 540i in July/August and a dealer offered a good discount at the end of July…but my friend decided to wait until August in hopes of better MF/incentives. When we went to make the deal in August, the dealer wouldn’t even come close to the previously offered discount. We still ended up getting the same discount from another dealer, but had to settle for a car that didn’t have the preferred color combo and options.
I’d bet the MF stays the same (due to what you said and the fact that they just raised them for October) and they add a $1000 lease incentive for the 2019s in November.
have you gotten any offers higher than 12% off on a 2019?
Before incentives for my offers
The most I’m getting offered is 10%. I would be happy with 12% if I can find the right dealer!!
Lower msrp but maybe OP might be interested:
Want to share your dealer info?
I have 24, 2019s in stock If anyone wants to come up to Nor-Cal. No 2018s remaining, they flew away 
Hi @GAngellBMW, I’ve been looking to lease a 2019 530e in norcal. Do you have any good deals? Need leather seat and convenience package.
Hi there, this is (I believe) one of the last iterations of the negotiated quote for a 2018 530e
MSRP: $57,945
Discount: $8,245 (14.2%)
Adjusted CAP: $49,700
MF 0.00182
Monthly (tax for CA included): $600
Drive-off (Fees only. No cash down): $2,600
I have asked if I could have the $1000 lease credit to pay down my fees and they said they have absolutely included everything they could and it’s a great deal.
Since they have quite a few of these 2018 in stock, do you guys I think I can and should ask for more discount? for what reasons?
Thanks!
Is the discount including rebate or incentives?
They didn’t separate things out… they just said CAP is $49,700. I could not push for more credit/incentives.
@GAngellBMW Hi Greg. I’m about to pull the trigger on a car at Steven’s Creek. I wanted to see if you could beat it. 2019 530e iPerformance. 10,000 miles a year. 36 months. $0 walk away. $723 a month including taxes (95125 zip code). Current BMW owner. Recent grad in family. MSRP on car is $55,410.
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holly shit