@JayUpLate - Here is a deal that was signed earlier this month. Their incentives included loyalty and Penfed but they got more than 13% off MSRP with base MF: 2020 BMW M340i $515/month $1500 DAS (Not a loaner!)
EDIT: I see your mileage allowance is 12k vs 10k for the deal I posted, but you need a bigger discount off the MSRP.