What are you trying to achieve by doing that? Have then beat this $5 discount offer?
I thought deal was just ‘good’ but are you saying its a shitty deal?
This deal has $2500 discount and $2495 worth of crap add ons.
This is a horrible deal.
That’s a waste of time compared to putting together a calculator of your target deal.
Why is the total monthly price compared to msrp so much better than deals from a broker thread like this?
I don’t get it, someone pls explain
^deals here look horrendous. like straight up stupid. someone convince me that these are actually good deals
Are you comparing Toyota to Mazda and wondering why the prices are different?
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What in the world are you talking about? You’re comparing a 40k SUV to a 70k Tundra? I have the cheapest Tundra leases in not only the state of TX, but most of the country so if this is “horrendous” to you then don’t try and lease a $70,000 Tundra.
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It took OP 60+ replies to focus on the first car recommended in this thread and immediately he’s off on another tangent.
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Perhaps I missed something, but what model is this quote for?
That’s only applicable to EV/PHEVs b/c the rebate is amortized over a shorter period (and thus has a greater impact on the monthly cost).
Post your best attempt at the calculator.
Ryan, your Tundra leases are awesome. I was going to do one myself until I realized Toyota no longer offers any trim levels with 6 seats… I think he’s just trolling at this point, but maybe not on purpose though. Just out of ignorance. 
OP: The reason your Mazda lease deal is better at 36 months is because it only has $2500 of discounts. On a 24 month lease that amortizes to about $100/month which isn’t enough to overcome the higher depreciation and tax amortization on a 24-month lease. Only leases with really nice upfront discounts will lease better at 24 months. Any discounts, credits or incentives you can find and stack will generate more monthly savings if amortized over a shorter lease term, but the monthly depreciation and tax (especially in Texas) will be much worse on a shorter term. In fact, since Texas leases require full tax, it’s rare to get a great 24-month lease in Texas unless the dealer can offer tax credits, and that cuts down your options a lot. So the discounts have to be better than the tax/depreciation hit in order to overcome all that.
It’s not as common as people make it sound and it’s REALLY uncommon on vehicles that seat 6+. Trust me, I’ve wasted many hours looking for good lease deals on 6+ seat vehicles. I followed this thread in hopes of a productive discussion about that. But you’re kind of squandering the thread’s credibility at this point by not slowing down enough to understand the math in your deals, the math in other people’s deals, and why they might or might not be working.
Spend some time on https://share.leasehackr.com looking at specific lease deals. What you’ll find is (1) there are very few 6+ seat models listed at great prices, (2) the most impressive deals often list in their notes that they included employee discounts, demo model discounts, or other caveats that you’re unlikely to get, and (3) the best deals go to people who are really flexible on what car they’re willing to drive (which also explains why #1).
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Seriously, I need someone to prove me wrong as I don’t see what some people are complaining about.
First I am NOT comparing to the tundra. I simply saw ridiculous prices for camry and Highlander on the brokers deals. Photos attached. I respect everyone’s opinions here but believe some of you are lost in the sauce when it comes to some of these calculations and biased regarding brokers on LH.
- Mazda is a very comparable car in terms of quality to Toyota so yes I am comparing them.
- From a business aspect I only care about what leaves my bank account in trade of something’s market value . In this case MSRP which here is reasonable and justifiable for Mazda and Toyota
- The broker’s deal I mentioned has a Camry that had adjusted cap value of $41,790 and leases for $589/month
Also has a Highlander (CX90 direct competitor) with adjusted cap value of $42,326 at $638.49/month for 39month 10K lease.
These are WITHOUT tax
My car of topic which is just a normal deal, has a value or $43,750 and leases for 36m 12k for $481/month.
Someone explain the math where the Highlander and Camry is a better deal. I get that Toyota overall has a slight edge over Mazda due to dependability but who gives a shit when we are just leasing. Buying I totally understand the mindset but for leasing, they are extremely similar
So someone explain to me how broker deals on this site (some not all) are actually good. From a business aspect the only numbers that matter are how much leaves your bank in return for something’s market value.
I’m a longterm member of Bogleheads forum where we discuss retirement and investments and am very well versed in numbers, but also like good deals. But sometimes good deals don’t have to be complicated
I would never compare a tundra to an suv as the market value price is way different.
To answer your question, these are the deals I was talking about, where the market values and car quality are similar
Well the simple answer is outside of their trucks, most Toyotas don’t lease particularly well because Toyota doesn’t assign them a high residual buyback value. But people keep asking for them anyway so he quotes them. One reason they might still want one is if you get a good discount upfront and a good interest rate, then you can always buy the car at the end of the lease to keep your positive equity.
My ‘decent’ deal is paying LESS monthly for MORE value compared to the brokers Highlander and Camry deals. So how are some users on here not connecting that?
Prove me wrong that my deal is shit and the brokers deal is close to good.
The reason of Toyota not leasing well isn’t a viable reason from a business aspect. Demand for these are comparable and value are comparable
You know funny enough I’ve learned that they can be evidently.
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I’m not invested enough to prove anything to you. We all know Highlanders lease pricing is more than a CX90’s which is one reason why hardly anybody recommends leasing a Highlander on LH.
For your own sake, you should compare what you’re being quoted to a broker deal for the same make, model, trim and mileage/term.
On the same coin, the question is why are these Highlander and Camry deals even being posted by brokers on here?
Basically, is it a shitty deal or good deal?
I’m still waiting for the objective answer
So if they don’t lease well, brokers know that and understand there’s still a huge demand for people who don’t dig deeper into Real numbers and pay relatively high
I thought this site was to get a good deal. So users who seek Toyota are not seeking a good deal compared to Mazda but a good deal due to the fact that Toyota leases are over priced
There is, sadly, a notion here that if a car doesn’t lease well that it’s not worth leasing at all.
Some people want a specific car and only that car, and just want to get the best deal on said car.
If that’s the case here, just focus on getting the best deal on the specific car you want and be happy.
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If a car doesn’t lease well, it depends on the person if they want to pay high monthly for it.
But here, it’s a Toyota. Seriously… a Toyota. Not a bmw or Mercedes but a Toyota.
So for me, why would I pay so much more for a Toyota when I can have the equivalent car model in Mazda (not something shitty like Kia or Ford)
But to each their own.