Hello!
I want to try and hack a McLaren (or at least not get a terrible deal on one). I didn’t see McLaren as an option in the calculator. Am I missing something? Does rate finder have information on McLaren cars?
Thanks in advance.
first world problems…
Helpful reply! Not asking anyone to feel sorry for me. Hahaha
Chase is the lessor for McLaren, in which case the data isn’t typically provided to the data provider for Rate Finder. Obviously it doesn’t answer your question, though ideally adds context.
Just joking:) does not look like it’s available though.
Use the VIN to find programs don’t select any brand from drop down menu
Pinching pennies on a damn McLaren on LH. Lmao, man do I love this site.
Please post a signed thread or in the trophy garage when/if you do get something. We desperately need something of interest these days.
in addition to goat becoming James Bond 
I will justify buying a McLaren but stress over buying fruit that’s not on sale! It’s a curse based on how I was raised.
Nothing wrong with not overpaying no matter what you’re buying!
Same! Haha
You’ve come to the right place
I may have found a winner but the used market have me second guessing. It’s a weird situation where the car has 3,500 miles but was never titled so it can still be leased.
2025McLaren Artura
$322k MSRP. 36 months / 5k miles per year.
$2650 a month.
The spec is absolutely perfect. Exactly how I would have built it. As a hacker, I find a lot of joy in a less than 1% lease deal but when I think of the total cost ($95,400) I think I might be better off buying a used one and rolling the dice. You can get a 2023 Artura easily for about $185k, I doubt those cars will only be worth $110k in 3 years.
Not sure what to do.
This is a generally meaningless bench mark…what is MF and is it marked up? What is RV? Can you use MSDs? Use AI or spreadsheet and do a total cost of ownership analysis for lease vs buy. State taxation for lease vs buy could come into play also to make one better than the other.
Disclaimer: I know NOTHING about McLarens, leased or otherwise.
What’s the DAS?
Your deal looks pretty good compared to few other Arturas mentioned here (one fairly recently)…
The specifics are $3,148 due at signing which I believe covers the first payment and some random dealer fee, followed by $2,647 a month. I did a little rounding in the post above…
The money factor matches rate finder (which worked with the VIN by the way) at 3.6%
The residual value is a little weird. According to the calculator the RV should be somewhere between 65% and 68%. Not sure why the calculator lists 4 RVs but it does. The dealer said, “bc it’s an open MSO with miles it’s based off of Maximum Residualized msrp (MRM) not msrp” The MRM is $289,558 and the residual value is $178,353 (61.5%). Sales price is $247,350.
Is the MRM mandate special to this car or based on all Artura? I could see the bank will limiting their financing to a specific amount to avoid the risk of someone over optioning a car.
The dealer then said something about having to “buy the miles down at 2.50 a mile” to the tune of $9,860. Which is included in their numbers/my payment.
Sounds similar to how a loaner/demo might have residual adjustment for miles. Open MSO means it’s never been titled/registered. Sounds like a demo to me.
You do you but reasons I’d consider leaning toward leasing v buying:
- if you’re new to brand / this car, will you want to own longer than the lease duration?
- That is a lot of metal to risk a fender bender leading to diminished value or a dirty carfax that leaves you handcuffed
- You’re in TX and pay tax on msrp either way. Sounds like there might also be tax credits in play?
Hahaha perfect.
As a McLaren driver myself
You should prob lease for a better experience vs buying used from a 2023 version of the Artura.
I can’t help on the RV and MF on the leases. But they are excellent driver cars.
When buying used. It’s a big deal to know the sales tax laws for your state. It may play a decision for the lease vs buy.
also the 2023/ won’t have service included and that’s about 6k retail value vs “new lease”
Ugh, but at least if you purchase that cost can be spread out more…but I get the risk of an accident diminishing future value if occurs.