Mazda CX-9 Money Factor

Thought I would just share that at least in the Northeast, the MF on CX-9 Touring is .00008 and Grand Touring is .00001. This is as close to 0% interest as you will likely get on a lease. The residuals on both cars is reasonable as well. You still have to do some work to get the right pre-incentive discount, and the incentives are not great ($360 I believe), but that MF is a good first step towards getting at least a reasonable deal in a very tough market.

I was fortunate to get a 9% pre-incentive discount last week on a GT. Coupled with the .00001 MF, I feel like it’s probably the best deal I could get at this time. Thought I would share as the MF sometimes gets overlooked, but it can make a real difference in the cost of a deal.

Got the same .00001 @ $360 in April for mine.
10.25% discount on $45000 SUV.

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How much is your monthly lease payment?

$449/mo, 36/12, $449 DAS

Mine is $480 with first and DMV DAS (about $640 total). It is a 15,000 mile per year lease though. Have not done the math but guessing 12,000 would have knocked off at least $25/month if not more.

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TBH the money factor by itself is not worth sharing. Please use the template to break down the entire deal.

Year, Make, Model, and Trim:
Selling Price:
Monthly Payment: $
Drive-Off Amount: $
Annual Mileage:
Leasehackr Score:
Leasehackr Calculator Link:

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Did you trade in another lease? Did you have equity from it toward the cx9 lease?

Great job! Was this in NY? Currently negotiating and can barely get 5% off.

This is not exact but very close:

MSRP: 45710
Selling Price: 41452
Monthly payment: $480
Drive Off: $638 (first month, dealer fees and DMV)
Months: 36
Annual Mileage: 15,000
MF: .00001
Residual: 57%
Incentives: $360
region: NYS
Taxes were 8% and were capitalized


No, straight lease, no equity in another vehicle

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Just to confirm: This is a 2021 CX9 Grand Touring?

Yes. Machine Gray Metallic.