Jaguar XF 35t MSRP: $53,873 deal JUDGE ME!

Here is a quote I received. Any thoughts

54 AM

Great deal. Just make sure the seats aren’t the base ones. Back hurts otherwise!

What is the money factor and residual on this?

Those were December MF and Residual numbers and have expired. I did extensive research on this forum and on Edmunds before I pulled the trigger on getting my 2017 XF 3.0 Deal done. I’ll post some pics in the Trophy Garage/ But loving the new ride so far. It’s super fast, especially in Dynamic Sprot Mode.

XF is a beautiful car. Enjoy.

What were the December MF and residual numbers?

For 2017, looks like the Jan deals may be better.

Reason I ask is that I am being quoted a 2017 XF 35t Premium (MSRP $59,500) fro 39/10K at $385+tax with $4K drive off.

Trying to see where the difference is happening as selling price after all incentives is $44K.

(All parameters are accurate MF , RV )+ (Great selling price and no junk fees ) = Deal Rocks

Here you go.

.00001 MF for all
12K/yr residuals. Add 1% for 10K/yr
Premium: 51%/49%/48% residual for 33/36/39 months
Prestige: 49%/47%/46%

Thanks.

Plugged in the numbers.
MSRP 59,500
SP 44,000 (~25% off MSRP)
MF/residual for 39/10 at .00001 and 49%

Coming in at $377+tax ($412 with tax) and $0 down + ~$1800 drive off (all fees).

Current quote is at $385+tax and $4K (including all fees/taxes).

Any suggestions on where I should ask for reduction to get better deal?