Immediate Lease buyout MA NY CCAP

I am trying to lease a Pacifica Hybrid and buy it out immediately:

A dealer in Massachusetts will do it but said I would have to pay 3 leasw payments before I can buy it out. And then I would physically have to go to the dealer to actually buy it out. Is that true? Is it a state law or something? I asked if I could do it over the phone and he said no…

How about NY? Can I buyout over the phone?

(I am a NY resident and will be registering in NY)

3 posts were merged into an existing topic: NY Pacifica Hybrid