I have excellent credit. Can I get a car with sub-$100 monthly payment and $0 down payment?

I live in San Diego, CA. I drive only a few times a month. Ubers aren’t a good option for me. So I want a car for those few times that I need it. My credit is 750+ and this would be the 3rd car that I would finance.

Is there any way I could find someone to lease/finance me a car for under $100/month and $0 down payment?

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I don’t think even a Nissan Leaf would be that cheap.

You’re not going to even find a driveable used car for that amount.

No one is leasing anything for that cheap right now, no matter what your credit is.

Not even close. It’s basic arithmetic. You won’t even find a car under $200 with $0 down. Maybe closer to $300 but that may be pushing it as far as a new car goes.

Cheapest car on the market is going to be a Chevy Spark or a Mitsubishi Mirage. Let’s say you find one for $15,000. Plus tax, tag, fees you’re looking at $17,000. Let’s say you’re able to finance it at 3.5% for 72 months you’re looking at $260-270 per month with $0 down.

Maybe take a look at the adobe The Adobe - Saturday Night Live - YouTube

You can get yourself a nice bicycle :bike:

LOL damn man you beat me to it.

I was going to say nothing with 4 wheels but 2 wheels you may have some options :rofl:

Need a time machine

Even then… that’d probably be a year to pay that off

Thanks folks, please keep those suggestions coming. So we have a bicycle, a time machine, The Adobe…what else can we get for under $100?

To put this into perspective, some folks fuel bills (with moderate commute) are more than this per week.

$49.95 per month with approved credit. Sign and “drive”…

A bus pass
$25 a month in so cal

My weekly insurance is more than this right now…

You’re in the greatest new car shortage we have ever experienced, and you’re asking for a recession 2008 honda civic lease special.

Not happening.

What does Hershey drive? A cullinan?

I’m 18. That’s like… it. My M4 Comp. insurance bill was ugly. Reason I didn’t keep it long, the Volvos are much more reasonable with Erie.

I have some other things on the policy right now, so it jumped way more than it was when it was just the volvos.

When I was 16 my dad bought a 2003 cobra and said it was for me to go to school, when my mom saw what it was she wasn’t not happy

I’m fortunate I survived that, I was wild.