I live in San Diego, CA. I drive only a few times a month. Ubers aren’t a good option for me. So I want a car for those few times that I need it. My credit is 750+ and this would be the 3rd car that I would finance.
Is there any way I could find someone to lease/finance me a car for under $100/month and $0 down payment?
Not even close. It’s basic arithmetic. You won’t even find a car under $200 with $0 down. Maybe closer to $300 but that may be pushing it as far as a new car goes.
Cheapest car on the market is going to be a Chevy Spark or a Mitsubishi Mirage. Let’s say you find one for $15,000. Plus tax, tag, fees you’re looking at $17,000. Let’s say you’re able to finance it at 3.5% for 72 months you’re looking at $260-270 per month with $0 down.