Thanks for this great post. You nailed it, my 2018 340i lease is ending soon and I’m trying to figure out how to navigate my first lease purchase.
@BMW_Dave I’m interested in your services, but trying to understand the structure of the arrangement. If I live outside of CA, is the only advantage that you can offer a better APR for financing compared to BMWFS? Or can you help submit the paperwork in Colorado also? Because I could always just buy out the lease from BMWFS and once the paperwork clears I could refinance with the cheapest bank on the internet at no cost (no prepayment penalty). Altra Credit Union is the best in the US for motorcycle financing so I use them, but not sure who is best for auto loans.
I’d be extremely curious if you can negotiate a better deal than the average Joe like me. I have a 2018 340i RWD ZHP (!!!), manual trans, and 19,000 miles on it. The buyout is $38,270. I’d love to discount the residual a few thousand and buy it out. Let me know how you could get me to a better outcome vs. doing it alone. I hit t minus 90 days to lease end in December.
Thanks!