If available in your state, use Metromile.
Sounds like you’re in SoCal based on the tags. Metromile is offered in CA. As others have said, definitely get a quote there. Pull a VIN of a comparable car you’re looking at from a dealer website to use for the quote. If you’re only planning on 4k miles a year, Metromile is almost certainly going to be your best bet.
Again depends so not sure how you know so definitely. I insure an m3 for less than half that with max coverage in so cal.
Gotta quote it out. No one can tell you how much you’ll be paying, only the insurance companies.
Insurance is easy to shop around. Just get quotes for the 3 series. It’s easier if you pick a VIN from one you’re interested in. Just get like four or five quotes and then you’ll know. This is the easiest part of picking a car.
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It seems like my insurance went up 27% for the new 6 month term. I called Geico and they told me its b/c in CA it’s more expensive to insure blah blah. On average monthly payment, I’m paying about $100/month for full coverage at 100/300/50 (minimum for a lease), solo driver with $500 comprehensive/$1000 collision deductibles. I know this will vary by age, driving history, car usage, region in CA, discount, but I was just wondering if your car insurance has gone up this year and what is the average driver paying in CA and what insurance company. Thanks!
Then you know your question is useless. What anyone else pays is irrelevant to you.
You’re better off calling other insurers for quotes that are custom to you and/or using an insurance broker.
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Sigh, too much.
LS460 FSport,
X2 X28i
530e
$360/mo between the three of them on 300K coverages with $250 comp, $500 collision deductibles.
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Your post is almost void of relevant info. You mentioned a 27% increase, but not your age, region/city, insured vehicle year/model, background on if you’ve had any recent claims etc.
Maybe you should share more info about your particular situation, before asking others what they are paying and not asking for their specifics. Otherwise as @max_g already said, this thread is useless in its current form and should be re-closed.
2010 Audi A6 - $1,291
1947 willys keep - $407
2013 Audi A5 - $1,864
2016 Volvo XC 90 - $1,316
2016 Fiat 500e - $1,072
2016 Fiat 500e - $2,508
2018 Alfa Romeo Guilia - $1,528
All though Encompass above with 500/1M ^
2009 Ferrari 599 - $2,283 (kids excluded)
Done through American Collectors insurance
Orange Country zip, depends on Age and who is driving as you can see one of the fiats is really expensive compared to the other.
This is per year??
yes per year
Thanks I’ve always been curious about this as well.
Mods cannot ban anyone, genius.
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I’m paying about 160 a month for a 2018 Volt and Acadia in NJ, two drivers, 750 deductible if I remember correctly? Comes out to about 1900 for the year.
Damn, you guys haven’t seen NYC insurance rates. These are all cheap as hell in comparison. Lucky ducks.
Apparently NY-state had a surge this year/last few years. I’m in Westchester, in my 30s, no accidents or tickets, and I was paying about $110/mo. for $300k property, with $100 deductibles for comp and collision on my 2017 S60. Then it crept up to $120, then $130, then nearly $140. My new S60 was wayyy more expensive for no reason, so I moved my renter’s insurance to Geico and upped my collision deductible to $200, so 6 months is still a total rip, but went from $1,008 to $857. Geico claims that it’s “much more expensive to fix cars in NY lately.”
Switch companies? Cheapest I found was $220/month at others. It makes no sense for someone with a clean record!
Switching is usually the only way to really reduce your rate. You know why every insurance company can say “people who switched to Geico save an average of $xxx”, because no one switches unless it will save them money.
I have been bad getting quotes but I feel better about my $1500 annual bill for MDX and Accord after reading this thread. Switching from Geico such a pain since I have bundled everything through them.
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why bother with a $200 dollar deductible? are you going to put in a claim for $500 in damages instead of paying out of pocket and paying way more in rate increases than what you recouped by putting in a claim?
why not up your deductible to 1000, pocket the money youre saving cause you sure as hell won’t be putting in a claim to make a $200 deductible “worth it”
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reeaaally? but like…how!? It’s more expensive to insure than a Ferrari 599?
I know they’re both rare fragile Italian ‘exotics’, but c’mon. That’s crazy.
Guessing they have teen driver on there…