Early lease turn in fees. Never billed

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Did you check your credit history? Hopefully they won’t mess it up saying they send you a bill and you didn’t pay.

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There must be various reports they run internally to catch these exceptions. We go extra mile ( different industry , similar business model ) to collect our receivables even if we find out about them years later. You might get lucky but it’s highly unlikely in my opinion.

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TOTALLY AGREE! IF it AINT BROKE DONT FIX IT!!!

I have a feeling you’re going to be sent to collections for this. I would call GM Financial ASAP. You’re going to pay it one way or another. They’re not letting you off the hook

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Call GMF. There was literally another person asking this last week and it went into collections.

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GM Financial is awful with this kinda stuff. Better call and ask otherwise they’ll send you immediately to collections.

They’re so bad that every time I spoke to a different rep they each gave me a different answer :rofl:.

If you’re not satisfied with the first reps answer, call again lol .

Until I wrote a formal letter to GM nothing got corrected

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Ignoring this is a bad idea. I would reach out to them. It is unlikely this will just disappear. What is far more likely is someone finds out in a few months assumes you never paid and dings your credit. Mazda took almost 6 months to bill me after I called them to see what’s up.

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Bad idea. However, if that’s the case, I hope that also means you won’t cause a fuss when they ding your credit for 90 days late too. I mean, if you don’t have to be proactive in ensuring you pay what’s due on your contract, they don’t have to give you 3 months grace without repercussion, right?

It’s possible they sold it at auction for more than your remaining payments due, which would have given you a buffer for your remaining payments owed.

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Oh please collections? He never got a bill???

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If anything he might have equity in car and instead of giving him money back ,they called it even.

Q) What should I do if I don’t get my credit card bill?
A) Nothing. It’s NOT YOUR FAULT.

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It doesn’t matter. They can say one was mailed…that’s what happened to my wife curtesy of Macys. Funny thing is the transaction that generated the bill was a clerical mistake and not real. Paid the bill to collections and a month later we received a check from Macys for the exact amount admitting of their mistake. ~100 points ding on the credit.

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Macy’s sucks! My wife also had issues with Macy’s.

100 points? That’s disgusting ,I would’ve fought that one to death!

I’m still contemplating suing but her score has so high when it dropped it was still in tier 1. Both last year leases are on her name and she qualified for all discounts and top rate…so i would have a hard time claiming financial damages. Her score is almost 800 now.

Hear ya! Sorry bout that

Did yall not dispute it to the credit bureau or asked Macys to delete the derog since it was their mistake?

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Yep, forwarding letter of apology from Macy’s to all credit bureaus would be sufficient.

That’s me! OP, I’d advise you to call GMF immediately. And check your credit report first. You’re probably in for a world of annoying drama.

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