Doing things incorrect XC60 T5 FWD

looking to lease 2020 FWD, XC60M T5 w/premium and heated seats, have gone to a few dealers LOL
the pricing I think crazy 4k OTD and 515.oo a month on a 44,500 MSRP selling for 40,500 price
Tell / help me how to get a fair price would be greatly appreciate any help! thanks

You can also research marketplace for broker postings to benchmark.

There’s a handful of brokers that don’t charge a fee and will have the car dropped off at your front door.

Get a broker.