Deal - Please help Evaluate BMW 330i Xdrive


Be as specific as possible in the title if you are posting a deal – include car model, monthly payment, and money down.

Include as much information as possible in your post, and even a celebratory picture. :wink:

Year 2020, Make BMW, Model 330i xdrive

MSRP: $ $49,385
Monthly Payment: $500
Drive-Off Amount: $2,000 (including taxes and all fees)
Months: 36
Annual Mileage: 10,000
MF: 0.00137
Residual: 61%
Incentives: $750
Region: New York
Leasehackr Score:
Leasehackr Calculator Link:

What’s the discount? Surprised they raised the MF but that checks with edmunds

Edmunds confirms, 0.00137 for January. Not too bad of a bump.

Will ask for the discount. Don’t think it’s a good deal.

@nyclife help this man out :slight_smile:

Thanks in advance

Negotiated the deal down to:

$460 a month with $2k down. Thinking there might be more room?

Lastly - when you quote the MSRP, do you include destination charge. Thanks, apologies for all the questions.

Did you mean $2k DAS instead of $2k down? As far as incentives, do you have conquest, OL code, USAA or Penfed?

What pre-incentive discount are you getting off MSRP?

Of course. Always include the destination fee when you post the MSRP.

Correct $2k due at signing.

I’m not sure what incentives the dealer applied to get to the price. I don’t have loyalty.

I’ll ask him about the pre-incentive discount.

Sorry for the lack of info, but do you think this deal
Is competitive?

Perfect, then the MSRP I posted is correct.

Can’t tell you without more info.

Not sure what your tax rate is, but I think you’re around 13% off MSRP before incentives right now. That’s pretty good - you could maybe squeeze an extra percent or two out. Keep in mind that NY dealers don’t do MSDs, but they do have a low $75 doc fee.

13% off MSRP

Only incentive is $750

Deal is $460 a month with $2k DAS and $250 for plate registration.


Looks good. The only way to improve this deal is to get an OL code (BMW driving event). Did you inquire about conquest?

Edit: Don’t forget to sign up for BMW CCA for a post sale rebate. That is an extra $500 in your pocket (

Thank you.

Conquest is included in the deal.

I will try for the rebate.

So your pre-incentive discount off MSRP is closer to 11% instead of 13%.

They are not moving…I’ve called around other dealers and no one willing to come remotely close this number.

I’m coming off an Alfa lease (Fiat)

You think there is more room?


Have you checked that there are no other lease incentives like lease cash or something?

Have you checked marketplace dealer/broker listings?

Have you tried to reach out dealers outside you comfort commuting area?