Deal Check: BMW 330i xdrive loaner

Loaner car: 1300 miles
Year, Make, Model, and Trim: 2020 BMW 330i xdrive, convenience package, sport line and cockpit pro
Selling price: $43XXX
Monthly Payment: $ 431
Due at sign: $3923
Security deposit: $0
Months: 36
Annual Mileage: 10k
Region: PA

Can I do better?

Need way more information. Like pre-insentive selling price, RV, MF, incentives you qualify for. Are MSD included in DAS?

No MSD, I don’t have any more info than this but I can find out.

Looks like base MF. RV is 61%. Need to have discount broken out. Dealer discount then incentives. To me it’s a bit high for a base model loaner. Although it’s only got 1300 miles so RV doesn’t get hit too hard.

I don’t think this is a good deal. And I don’t think anyone on LH would recommend putting any money down on a lease.

I see that you are in PA, I would suggest either work with a broker here or at least see what their deals look like. I would say for $48k MSRP loaners, most brokers have deals at $360ish/month (assuming you qualify for royalty, max MSD, and only inception fees due at signing).


I echo what JII333 said…look to a broker. Like:


Deal BMW10L:
Year, Make, Model, and Trim: 2020 BMW 330i xDrive
MSRP: $49,325
Monthly Payment: $ 353
Drive-Off Amount: $ 1,643
Months: 36
Annual Mileage: 10,000
MF: 0.00099
Residual: 59%
Available Incentives: Lease Rebate ($750) [Included], Loyalty ($2,000) [Included], Conquest ($1,000), Recent college grad ($1,000), PenFed/USAA ($500). OL code available ($500). BMWCCA post-sale rebate available ($500).
Region: Midwest
Leasehackr Calculator Link:

Lease credit $500
Conquest credit of $1000
Rest is dealer discount.

Not too good. Plus I think the lease credit is $750. Checkout the deal posted by kubikdanonBroker. I just copied and pasted it above.

I also think the lease cash should be $750 (could be wrong). Anyhow, you are looking at like 10.5% pre-incentive discount on a loaner which is not great. Checkout @nyclife, he has new 3 series discounted @ 12.5% pre-incentive and a loaner discounted @ 17% pre-incentive. And I think in the current market, it’s quite tough to get those numbers on your own.

Whatever route you go, don’t put any money down. First payment or nothing DAS

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