Short answer: yes. There are two wiki threads on CU loans and balloons that should be checked to compare against BMW. The other thing to keep in mind is being very judicious with your choice of options. There are very few options that retain much value.
I actually preferred my F80 M3 over my 992 C2S. (Ordered outside Chicago). Both manuals. The 911 was deathly fast but to me living in a downtown at the time it was very impractical and super ear damaging noisy! M3 offers great blend of performance and luxury and practical too! I could only bear with the 911 for short drives and didn’t have the garage space so sold it. For over MSRP too. Haha. To each their own!
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I don’t fundamentally disagree with the math, that’s not the part I have an issue with, it’s the idea that someone shopping for one could get the other without a problem.
Like I said, you still have to be able to afford the 911 to be able to reap the benefit of owning one for a lower TCO than an M4.
I’d rather have a GT4RS and I’m sure it would cost me less than my M3 in TCO over 3 years since it won’t depreciate, but it’s a moot point because I can’t afford the carrying costs of a GT4RS.
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Buying a 911 (we are not talking Ferrari Daytona here) is very much within the realm of someone who can comfortably afford $50k leases. That’s $100k+ over just two leases.
If that gives the OP some pause, this M4 isn’t right for them. If it doesn’t give them any pause at all, they can easily afford the 911.
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My guess is that you have neither driven nor owned either car, and as such you are adding nothing with your Suze Orman-like harping about TCO, etc.
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M4 you could be a 22 year old decent you tuber
911 you’re a grown adult lol
50k is worth it
Rough math here, but financing a new $140k 911 at 7% over 72 months will be about $2.5k/month (assuming a minimal down payment and a 7% tax rate).
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Tons of people who own 911s don’t actually drive them. So it’s another apples oranges thing when you’re comparing a 3 yr old car with 6k miles which is fairly common in 911 world to one with 20-40k miles in M world
Lot of Porsche people that are obsessed with cars value and depreciation that they don’t actually use it, which is pretty pointless imo
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Yeah, for me (and a lot of others) the 911 is really an alternate ‘fun’ for short drives car…a 2nd 3rd or 4th or whatever car for most…I know some people daily it but I never would…the M3 was a great daily on the other hand.
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Exactly, it’s easy for people to look at the big picture from the outside and say the TCO is lower for a 911, but it’s going to require them paying an additional $1000/mo for it to work (assuming minimal DP). Some people (and more than likely their SA) may not want to stomach that payment on principle.
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To add to this, some seem to forget that owning a Porsche vs leasing a BMW are two different things. For starters, you get free maintenance (3 years/36k miles) on a BMW. A basic oil change on a 911 could cost $400+. I can’t even imagine how much replacing all 4 tires or brakes on a 911 would cost.
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Tires aren’t too bad and any decent indy can do the brakes if you can’t DIY pads and a flush when needed.
This past summer, I spent about $1600 for 20 inch tires on my '21 Audi A6. That included installation and alignment. I doubt it will be cheaper on a 911. Not sure how many folks have the knowledge or capacity to replace their own brake pads. I don’t.
That’s just oil changes, correct? That’s only worth ~$300.
Anyway there’s nothing wrong with considering the expenses you and @SteveB25 want the OP to consider. I’m just saying if those considerations give the OP some pause then don’t start down the path of spending $100k+ every two leases.
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I have no clue what the going rate for an oil change on an M car is these days.
If I may add, if I were in OP’s shoes and went with the 911, I would probably spend some $$$ on paint protection film (PPF) on a $100k+ sports car.
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Some people need the M4 over the 911 become the M4 actually has back seats that aren’t smaller than a spirit airlines seat. There’s other practical reasons as well.
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Go to Costco or Tirerack and look it up for a 911, no mystery on prices - and those are low retail. You don’t need Sport Cups or Trofeos unless you are tracking it all the time and I wouldn’t run either of those generally on the road anyway.
You likely overpaid for tires on your A6 (alignment is more though for sure), and those aren’t even staggered and also don’t require the highest speed rating. You can join several manufacturers’ programs and get way better prices. Check out Michelin Advantage for example and you will see that you could have paid just over half of that for tires without installation - and that install should be $150 max for a mount and dismount with road force balancing.
Changing brake pads is not difficult and is pretty much routine maintenance just like an oil change. You can do it with no problems, and YouTube and Audizine are your friends.
I would disagree. They were OEM tires (Pirelli PZero All Season). I shopped around. Alignment was about $130 before tax. Installation was included with the purchase of the tires.
Not everyone feels comfortable changing brake pads.
Anyway, I am sure OP has a lot of reading to do over the next few days.
Ok, but you overpaid for what you bought and what you need. You don’t need OEM tires and Pirellis are not great tires for non-track use.
You could have bought a set of Michelin Pilot Sport All Season 4 tires for close to half of that through MA and they are far better than those P Zero AS tires. I had non-AS PZs on my RS3 as OEM and they lasted 5k miles with a near sidewall blowout from a manufacturing defect. Total garbage and I have never had good luck with Pirellis on the street or track.
I run a Michelin PS4S setup and we run the same on my wife’s S5. I would run these or a PSS for everyday use way before anything else.
Don’t be afraid of those brake pads.
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