Only your broker can answer your questions pertaining to your lease, no one else here can answer with 100% confidence. Do you need answers or guesses?
@Ursus Both and I could use it for reference at least. Its my first time so why not look at every option and opinion? Its significantly better hearing from multiple sources and I hope another beginner can reference from this post.
Your broker knows the exact deal. There is no need to guess anything.
If you need an opinion on your broker’s deal, you have to share the exact details. Otherwise this is pointless.