**MSRP: $43,645
**Selling Price: $36666
**Monthly Payment: $398
**Cash Due at Signing: $2391.51 (First Month $398, Acq Fee $925, Tag/tax, rolled in $2100 MSD from last lease, and $2800 MSD for this X1, so $700 MSD)
**MSD:2800
**Incentives:4500 lease credit
ok deal, not the best. Why is your starting MF 0.00198 instead of 0.00188? Residual should reflect that $525 charge, I’m sure you should not be setting residual at 60%. If you’re doing 2 year, waive Acq Fee of $925 and bump MF by 0.00050, you’ll save some money as indicated in the BMW Wiki (BETA).
I’m not sure what PA is. Maybe @BMWDavid can help you answer these questions. Last I checked it is 7 * 0.00005 for a total of 0.00035 (max) in Socal as of beginning of this year. Acq fee waiver for MF markup, I was assuming 0.00035, 0.0005 seems like a lot.
Your max MSD calculation is correct @mrpanda. The mileage will affect the residual value on a loaner. Waiving the acquisition fee is possible for a bump in the mf .00015.
.00015 sounds too cheap. More people would do it if it was that low. A vehicle with a adjusted cap cost of $90k and RV of $50k on a 36 month term would come out ahead paying only $756 more in interest than the $925 acq fee. Cheaper BMWs and 24 month leases would make the savings even larger.