Continuing the discussion from BMW 330i 2020 model lease :
Hi I am working on a 2020 BMW 330xi loaner (VA-20171)
4,900 miles on it. $459/monthly. 24month/12k.
MSRP - $44,935 (as per window sticker)
Selling: - $38,050
DAS - $3,697 includes first month
Sales tax - $1,586
Acquisition - $925
Doc Fee - $499
DMV - $228
Incentive - $1,750
MF - 0.00099
Residual - 62%
Leasehackr Calculator Link
Appreciate your feedback and guidance
What’s the pre incentive discount? What incentives are stacked here? What’s the MF on the deal?
Taylor
August 18, 2020, 2:57am
3
Over $600 mo effective payment. I am thinking minimal to no discount and inflated mf
Working with a broker. Unfortunately I don’t have the numbers you ask for.
Is this a broker deal ? A broker from this forum?
Yes, a broker I found via this forum.
Taylor
August 18, 2020, 3:07am
8
I don’t know what VA is like lease wise, but someone from this forum putting 3700 DAS is astounding
Could be a solid deal but 24 months will throw it out of whack.
And the $3700 up front looks like just awful VA taxes, fees, and 1st month payment.
1 Like
In VA the taxes are paid at the adjusted CC of the vehicle.
Taylor
August 18, 2020, 3:11am
12
Alright, makes since if you have to pay all taxes up front.
Just wondering if there was any room for negotiation.
Jon
August 18, 2020, 3:14am
14
As others have stated, people cannot offer any tips without knowing the requested information.
Taylor
August 18, 2020, 3:14am
15
Need more info like selling price, incentive, mf to really know.
Broker deals are as it is. I think the issue here is the 24m lease. Go with 36m, and transfer out at 24m mark if you want. The residual isn’t that different between 24 and 36 but obviously its spread out over a larger period.
Some rough guess is that even with this bad a deal, it should put you at 450/m effective, instead of 550/m
Updated the post with required info.
Are you getting 15% off at base MF? Why aren’t you doing MSDs?
Taylor
August 18, 2020, 5:42pm
19
I would look at doing 36/12.
What does this imply? I didn’t consider doing MSD as I was already doing 3.5K DAS. Now thinking maybe I can add some MSD
your calculator shows 15% off before incentives…