Began a lease for a 2019 X3 M40i in late June. Beginning of last month was hit head on by someone who lost control of their car. I was sitting at a red light and was hit roughly at 35 mph. Her insurance has admitted fault, State Farm.
Initial estimate was 16k that went up to 22k after was taken to a shop. SF is allowing the authorized shop to complete the repairs. I know it won’t drive pristine but they are replacing the lower reenforcement and impact bar. With that type of frame damage… should I be more worried? Majority of damage estimate is cosmetic.
Should I get my insurance involved to inspect the car? I rather not have a total loss but would take it over a car that can’t perform like it’s supposed to.
One of the essential parts is backordered until middle of October… should I be pursuing damages/monthly payments from the person who hit me?
Sorry for the long winded post but just in between a rock and hard place.