This is unfortunately a typical FL deal. In the best of times its not very good here, in the current environment well…It’s just not a good time to buy a car.
If you do need a car now, you may be able to do a little bit better than your current quote, but I don’t think you are going to approach anything like was achievable just a few months ago. If you don’t really need a car right now, it is probably better to wait
This is a horrible deal, even for FL standards… I would do some research, and look out of state or go broker route.
Thanks
I actually am trying to look out of state too… I am open to that but not sure if the shipping / delivery charges would be too much to negate the benefits, e.g. If I find a good deal in TX or north east like MA or NJ. I guess I will have to first browse the dealers website and then call them to find out if they would ship provided they offer something very attractive as opposed to what I am getting here
I actually have a car and the lease wont expire until Dec but I am above miles and that was the only reason I was trying to see if I can get out of it earlier. I can wait but I have been told that the MF for 2021 models could be higher with not much incentives / discounts if at all. Not sure if that is true 
Any specific market / state you can think of that I should focus try at?
Hi
If I may ask, what is “Fully Marked up MF”
Thanks
How does this looks? Got this from a Broker
The due on delivery $2407.63 includes his fee, first month payment and rest of the fee
The dealer is charging you the largest mark up BMWFS will allow (.0004) over buy rate MF. Essentially, they’re padding their pocket by charging you a higher interest rate. In this case, it’s about an extra $1000 in rent charges over the of the lease.
MF is a given value from the bank. In the case of BMW right now, buy rate from the bank is .00099 currently. You don’t use the purchase APR and then try to convert.
I see
so if the dealer or broker is using the MF of --> 0.00139
it means they are using that to make money / profit for themselves?
How can I ask them to use the bank rate of 0.00099 ?
Thanks
This will explain MF markup.
And if they (dealer or broker) says where did you find out that the buy rate is 0.00099?
Is there a place or portal that lists that which we can use for reference?
It means that there is money being made on the financing. If it is made up for by a larger than normal discount then it’s no big deal. Some dealers prefer to show higher cash flow on financing vs on gross price. You just need to be aware for proper evaluating of the deal.
Read this to find mf, rv and incentives.
By asking them to use the base MF of 0.00099. And don’t forget to say please
Doesn’t look like your broker is worth his fee.
LOL
Thanks
Hi LeaserOC
Could you please point out what you think is wrong here / something I should point out to the broker and have him reconsider / fix that?
Besides the fact that’s it’s 600 a month for a 3 series? Weak discount and marked up MF.
This is with M Sports package with convenience package and there are not many 330i in the current inventory and I think its appx 11% discount on the MSRP. Based on the market these days esp FL market, what kind of discount on MSRP should I negotiate for besides of course requesting politely to use the non inflated MF
