Hello Everyone: Please let me Know if I should do this deal below for an Audi A3 Premium Sedan
If I’m able to bring this payment from $519.55 Per month to $480.00 with 9,000 DAS, Would that be a decent deal. Please understand they are evaluating my car at 7k with equity to the down payment and I will add an additional 2k.
Even at $480 a month (how did you arrive at that figure?), that’s a total cost of $25,800 to drive a $39,975 MSRP car for just three cars. The lease looks even worse if they really are offering a $2,398 dealer discount.
The base money factor on this car is .00331 (7.94% APR). You’re better off financing it from a third-party lender such as a credit union or a good personal line of credit program. Much lower rate.
Holy moly what money factor are they charging??? $9K down on a $40K car and the payment is still $500/mo? That’s robbery. OP, you’re better off financing this car, full stop.
Wow, You guys are quick and super awesome! I just want an affordable A3 lol With the black optic package. Where do you think I should aim for on a financing side?
If afs has a subvented APR, take that if you can’t line up financing yourself. I also made a thread about finding financing.
With the best possible rate, on a 72 month loan, you’d be around the same monthly as this lease. You’d be paying a similar amount to own the car vs rent it
Anyone care to explain why buying the A3 is better than the q5?(Obviously not a loaded q5) Would basically price out to the same, considering brokers are offering 10% off them with 0.99% finance rates