Not sure what policy OP has with Geico, but when it comes to exotics and collector cars, it’s important for buyers and lessees to keep in mind the difference between stated value and agreed value auto ins.
Stated value policies from major insurers typically pay out stated value or ACV, whichever is lower. Guess what, ACV will almost always be lower than stated value.
Agreed value policies pay out the agreed value, period.